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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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130 Settlement Ridge Dr Unit 48 , Marion, NC 28752
$490,000
Est. Payment: $2,525.07/mo
0 Bed
0 Bath
399 Sqft
Status: active | Days on site: 43
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House Description

Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin allows for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains an. Antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground!

Highlights

Listed by Dianne Reihl , 828-443-2172 Engel & Volkers Foothills Lake James , 828-584-9999. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.15

HOA Fee

6550 Annually

Year Built

2017

County

McDowell

Neighborhood

Black Forest

Listing ID

4388960

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:0
Appliances:Convection Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Ductless,Window Unit(s)
Fireplaces:
Floor:Wood
Above Ground Sq Ft:399
Below Ground Sq Ft:0
Other:Open Floorplan
Other:None

Exterior Features

Lot:Private,Rolling Slope,Wooded,Views,Boat Slip (Deed),Boat Slip – Community,Paddlesport Launch Site
Zoning:R-1
Roof:Composition,Metal
Sewer:None
Parking Features:Driveway
Principal Interest
$2,525
Taxes
$312
HOA
$6,550

Home Price

$490,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,525.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,525.07 $312.38 $6,550.00 $9,387.45
Yearly $30,300.85 $3,748.50 $78,600.00 $112,649.35
Total $909,025.51 $112,455.00 $2,358,000.00 $3,379,480.51

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Marion, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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