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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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101 E First St , Lowell, NC 28098
$575,000
Est. Payment: $1,277.78/mo
0 Bed
0 Bath
2515 Sqft
Status: Active | Days on site: 220
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4820 - R11046
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House Description

This is not just a building — it’s a piece of Lowell’s history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. Solid brick, full of character, and still home to the original bank vault, it offers the kind of charm and authenticity you simply can’t recreate. Positioned on a corner lot with strong street visibility, this property gives you presence. Whether you’re dreaming of a café, office space, studio, salon, or multi-tenant investment, the layout allows for up to three separate business spaces. There’s also a connecting doorway to 100 Main Street, giving you the flexibility to keep everything unified or operate independently. Upstairs, you’ll find additional square footage (1755sqft) perfect for offices, creative studios, co-working space, or potential future residential use (buyer to verify). The walkable location puts you steps from parks, city hall, local shops, and ongoing downtown development — exactly where foot traffic and community activity are growing. Lowell is a town on the rise, known for its mill-town roots, close-knit community, and revitalized downtown energy. With quick access to I-85 and less than 20 minutes to Charlotte, this location blends small-town character with big-city convenience. Whether you envision a modern café built around the original vault, retail space with historic charm, or a multi-use investment property, 101 E First Street is a rare opportunity to own something truly special in one of Gaston County’s most charming downtowns.

Highlights

Listed by Tina Clark , 980-429-5562 Century 21 Town & Country Rlty , 704-735-1425.

Property Type

Commercial Sale

Lot/Acreage
0.06

Year Built

1921

County

Gaston

Listing ID

4325996

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Basement:Partial
Water:City

Exterior Features

Sewer:Public Sewer
Principal Interest
$1,278
Taxes
$367

Home Price

$575,000

Loan Details

30 yrs
%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,277.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,277.78 $366.56 $0.00 $1,644.34
Yearly $15,333.33 $4,398.75 $0.00 $19,732.08
Total $460,000.00 $131,962.50 $0.00 $591,962.50

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Lowell, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.