Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

959 Sagamore Dr, Louisburg, NC 27549

House Description

Make this lakefront home your own and enjoy all that Lake Royale has to offer. This updated home features 75 feet of lake frontage on a cove and features a private dock and boat slip with fantastic lake views. The home's main level consists of a split floor plan with a spacious primary suite with beautiful lake views. There are 2 additional bedrooms and 1 additional full bathroom. The kitchen has been updated and includes all appliances including the refrigerator. A lovely family room with a fireplace and cathedral ceilings also has great views of the lake. A formal dining room with cathedral ceilings completes the first floor layout. The deck offers lake views and leads to the water. There is a stone front fireplace with gas logs in great room and lower level family room. There is a wonderful bonus to this home that consists of a finished lower level with four additional rooms and a full bathroom. There is also plenty of storage for all of your lake toys and equipment. Boat Slip 25 x 9.5 - Dock 14 x 12 Upgrades include New Roof 2021 New HVAC 2026 All new exterior doors on rear of home New range, microwave and dishwasher 2025 2025 Quartzite installed in kitchen with tile backsplash New LVP Flooring Freshly painted dining room, foyer & kitchen

Highlights

Listed by Lisa Branch , 919-744-9933 and Mary Ammons , 919-270-2101 Julie Wright Realty Group LLC , 919-847-7140. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.41

HOA Fee

1252.44 Annually

Year Built

1998

County

Franklin

Neighborhood

Lake Royale

Listing ID

10152963

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Electric Range, Dishwasher, Electric Water Heater, Exhaust Fan, Free-Standing Refrigerator, Refrigerator

Air Cond:Central Air,Dual,Heat Pump,Zoned

Fireplaces:

Floor:Carpet,Tile,Vinyl

Above Ground Sq Ft:1832

Below Ground Sq Ft:1236

Basement:Block,Daylight,Exterior Entry,Full,Heated,Interior Entry,Partially Finished,Storage Space

Other:Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,143

Taxes

$277

HOA

$1,252

Home Price

$609,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$121,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,142.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,142.94	$277.35	$1,252.44	$4,672.73
Yearly	$37,715.28	$3,328.16	$15,029.28	$56,072.72
Total	$1,131,458.49	$99,844.80	$450,878.40	$1,682,181.69