Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

440 Shawnee Dr, Louisburg, NC 27549

House Description

GREAT OPORTUNITY, PRICE REDUCE!!!!! Welcome to Lake Royal and enjoy a READY TO MOVE HOME!!!!!!!!!!!!!!!! stunning new construction home in the desirable Lake Royale community of Louisburg, NC. carefully designed craftsman style ranch home that offers an open floor plan with vaulted ceilings in living room with fireplace, and crown molding in all common areas, and abundance of natural light great for relaxation. The living space also offers a gorgeous dream chef's kitchen that includes a large island and countertops with quartz , SS appliances, custom cabinetry double sink, pantry, and high-quality finishes that make both everyday cooking and entertaining a real pleasure. The master suite offers tray ceilings, and the master bath comes with a double vanity, walk-in entry shower with bench, privacy water closet, and walk-in closet. On the first floor 2 additional bedrooms with full bathroom offer plenty of space for the family. Ceiling fans throughout the home provide added comfort. This thoughtfully designed single-family residence offers a great BONUS AREA ON THE SECOND FLOOR with a study/office and recreational area with kitchenette and full bathroom plus sufficient storage area (2 unheated rooms) with many possibilities Enjoy the completely fenced backyard and grill for your family on the wood deck adjacent to the screen porch. With 2257 square feet of heated living space (first floor 1596 sqf and second floor 661sqf) plus the additional 933 square feet of unheated area (garage 509 Sqf, front porch 125 sqf, rear porch 187sqf, rear deck 112sqf) this home offers both comfort and versatility. This is a unique home with an attached two-car garage and large concrete driveway. Tons of community amenities: boating, mini golf, parks, swimming, pool, camping, golf, exercise courses...the property offers peaceful views and a serene setting--perfect for enjoying natura and fresh air.

Highlights

Listed by Mercedes Montoya , 919-519-5500 JA REALTY & CONSULTING LLC , 336-848-2326. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

1135 Annually

Year Built

2025

County

Franklin

Neighborhood

Lake Royale

Listing ID

10148138

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Exhaust Fan, Free-Standing Electric Range, Microwave, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Electric,Family Room

Floor:Carpet,Vinyl

Above Ground Sq Ft:2257

Below Ground Sq Ft:0

Other:Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Master Downstairs,Quartz Counters,Separate Shower,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,345

Taxes

$21

HOA

$1,135

Home Price

$455,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,344.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,344.71	$21.04	$1,135.00	$3,500.75
Yearly	$28,136.50	$252.50	$13,620.00	$42,009.00
Total	$844,095.12	$7,575.00	$408,600.00	$1,260,270.12