Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

165 Oswego Dr Unit 2552, Louisburg, NC 27549

House Description

Welcome to this stunning new construction home in the sought-after Lake Royale community of Louisburg, NC! This 2,450 sq ft, 3 BR/3 BA Lexa 2420 plan features 9-ft ceilings and an open-concept great room flowing into a chef-inspired kitchen with quartz countertops, staggered Derby cabinetry, designer tile backsplash, stainless appliances, and a beadboard island. A private first-floor study and covered deck perfect for entertaining complete the main level. Upstairs, the primary suite showcases a custom tile shower, dual vanity, and walk-in closet. Two additional bedrooms, full bath, game room, and laundry round out the second floor. Lake Royale amenities include pool, lake access, golf, tennis, and more. Energy-efficient heat pump, crawlspace foundation, 2-car garage included. No city taxes!

Highlights

Listed by Adam Michael Martin , 704-908-6287 TLS Realty LLC , 704-908-6287. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

1082 Annually

Year Built

2026

County

Franklin

Neighborhood

Lake Royale

Listing ID

10172774

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Ceramic Tile,Laminate,Vinyl

Above Ground Sq Ft:2450

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Smooth Ceilings,Walk-In Shower,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,983

Taxes

$245

HOA

$1,082

Home Price

$384,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$76,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,983.47

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,983.47	$245.37	$1,082.00	$3,310.84
Yearly	$23,801.63	$2,944.49	$12,984.00	$39,730.11
Total	$714,048.82	$88,334.55	$389,520.00	$1,191,903.37