Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

117 Deer Cross Dr Unit 1486, Louisburg, NC 27549

House Description

Custom built by Ken Harvey Homes in a private gated lake resort community with boating, beaches, fishing, swimming, clubhouse, pool, tennis, community events, and more! Build from the ground up with your selections and custom finishes. A ranch plan that sits on a DOUBLE LOT backing to wooded privacy and includes a 2-car garage! Featuring 7'' wide plank waterproof LVP flooring and crown molding throughout the main living. Designer kitchen offers custom ''frost'' painted cabinetry, ''pure white'' quartz countertops, herringbone laid tile backsplash, stainless steel appliances, walk-in pantry, center island with storage, recessed lighting, and single-bowl stainless sink with pull-out faucet. The family room includes black slate surround gas fireplace and french door to the screened porch for year-round enjoyment. The primary suite features a trey ceiling, triple window, walk-in closet, and spa bath with dual vanity with ''pure white'' quartz top, 3x12 ''ice white'' gloss tile walk-in shower with bench & niche, linen closet, and private water closet. Huge unfinished storage! Live the Lake Life--build new, choose your finishes, and enjoy resort-style amenities in Lake Royale!

Highlights

Listed by Jim Allen , 919-645-2114 and Sherri Felton , 919-520-6047 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

1252.44 Annually

Year Built

2026

County

Franklin

Neighborhood

Lake Royale

Listing ID

10150637

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:Family Room,Gas Log,Propane

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:1788

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,932

Taxes

$239

HOA

$1,252

Home Price

$375,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,932.45

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,932.45	$239.06	$1,252.44	$3,423.95
Yearly	$23,189.43	$2,868.75	$15,029.28	$41,087.46
Total	$695,682.79	$86,062.50	$450,878.40	$1,232,623.69