Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Pontiac Cove, Louisburg, NC 27549

House Description

Experience breathtaking views of Lake Royale from this exceptional waterfront retreat. Set on .97 acres this property offers panoramic water views and an effortless connection between indoor and outdoor spaces. Take in stunning sunrises from the screened porch & expansive deck or gather w/ friends on the impressive stone paver patio, complete with built-in horseshoe area. Enjoy direct lake access from the double boathouse w/ boat lift, plus a large dock perfect for boating, swimming, fishing & soaking up the sun. Inside, the cozy open floor plan is designed to maximize natural light and showcase stunning lake views from the main living areas. Recent updates include fresh interior paint, updated light fixtures & new architectural shingle roof (2025). Additional features include a 4-zone irrigation system with lake-fed pump, storage room & 2nd full bath conveniently located at the rear of the home. Located in the gated resort community of Lake Royale, residents enjoy access to exceptional amenities including two free golf memberships, clubhouse, multiple beaches, a swimming pool, tennis courts, pickleball, volleyball, mini golf, playgrounds, year-round boating, and restaurant overlooking the golf course.

Highlights

Listed by Nikki Condon , 919-816-7755 Navigate Realty , 919-873-3000. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.97

HOA Fee

1252.44 Annually

Year Built

1977

County

Franklin

Neighborhood

Lake Royale

Listing ID

10155662

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile

Above Ground Sq Ft:975

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,Kitchen/Dining Room Combination,Laminate Counters,Open Floorplan,Recessed Lighting

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,525

Taxes

$185

HOA

$1,252

Home Price

$489,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$98,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,525.07

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,525.07	$184.86	$1,252.44	$3,962.36
Yearly	$30,300.79	$2,218.30	$15,029.28	$47,548.37
Total	$909,023.66	$66,549.00	$450,878.40	$1,426,451.06