Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1020 Sagamore Dr, Louisburg, NC 27549

House Description

Ranch home with a large side-load garage on a .75 acre lot with an extra storage building. The long front porch is great for entertaining or for lake views, especially in the winter. New flooring. Refrigerator, washer, & dryer only a couple of years old. Beautiful lot with front and side entrance paved with extra parking for guests. Fireplace w/gas logs. New roof in 2020. Do not miss this special home in the gated community at Lake Royale with all the amenities for your enjoyment.

Highlights

Listed by Alice Ray , 919-906-5794 RE/MAX Legacy , 919-435-5353. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.76

HOA Fee

1252.44 Annually

Year Built

1998

County

Franklin

Neighborhood

Lake Royale

Listing ID

10182353

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Dryer, Microwave, Water Heater, Refrigerator, Washer

Air Cond:Ceiling Fan(s),Central Air,Gas

Fireplaces:Gas Log,Glass Doors,Living Room,Propane

Floor:Carpet,Laminate

Above Ground Sq Ft:1425

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Pantry,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,417

Taxes

$116

HOA

$1,252

Home Price

$275,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$55,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,417.13

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,417.13	$115.72	$1,252.44	$2,785.29
Yearly	$17,005.58	$1,388.68	$15,029.28	$33,423.54
Total	$510,167.38	$41,660.40	$450,878.40	$1,002,706.18