Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

664 Saddlebred Ln , Locust, NC 28097
$429,800
Est. Payment: $2,214.85/mo
5 Bed
4 Bath
3108 Sqft
Status: active | Days on site: 131
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Seller is offering a 1% concession that can be used toward a rate buy-down, closing costs, or as approved by the buyer’s lender! Welcome to the highly sought-after Crossroads Community! This beautifully maintained 5-bedroom, 3.5-bath home offers the perfect blend of space, comfort, and convenience. Step inside to a spacious foyer with a private office featuring elegant French doors—ideal for working from home. Continue into the formal dining room before entering the heart of the home: a bright, open-concept living area with a cozy fireplace and abundant natural light. The chef-inspired kitchen features gorgeous granite countertops, a large center island, stainless steel appliances, a walk-in pantry, convenient desk area, and a spacious breakfast nook. Upstairs you’ll find all five bedrooms, including a relaxing primary suite with a spa-like bathroom featuring a full-size shower. An upstairs laundry room and three full bathrooms provide comfort and convenience for the entire family. Step outside to enjoy the extended patio and level backyard complete with a gazebo that conveys with the home, creating the perfect space for entertaining or relaxing. Included with the home: Washer & dryer Refrigerator Backyard gazebo As part of the desirable Crossroads community, you’ll also enjoy: Community swimming pool Walking trails Playground Scenic pond Minutes from shopping, dining, parks, and everyday conveniences This move-in-ready home combines generous living space, desirable community amenities, and valuable seller incentives—all in one incredible package. Schedule your showing today!

Highlights

Listed by Donna Davis Hines , 704-232-9794 Southern Homes of the Carolinas, Inc , 704-896-2000. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

243.94 Quarterly

Year Built

2021

County

Stanly

Neighborhood

Crossroads

Listing ID

4360110

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
Air Cond:Central Air
Fireplaces:Electric
Floor:Carpet,Laminate,Vinyl
Above Ground Sq Ft:3108
Below Ground Sq Ft:0
Other:Has Fireplace
Other:County Water

Exterior Features

Roof:Architectural Shingle
Sewer:County Sewer
Parking Features:Attached Garage,Garage Door Opener
Principal Interest
$2,215
Taxes
$274
HOA
$244

Home Price

$429,800

Loan Details

30 yrs
6.683%

Down Payment

20%
$85,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,214.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,214.85 $274.00 $243.94 $2,732.79
Yearly $26,578.17 $3,287.97 $2,927.28 $32,793.42
Total $797,345.24 $98,639.10 $87,818.40 $983,802.74

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Locust, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS