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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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455 Saddlebred Ln , Locust, NC 28097
$450,000
Est. Payment: $2,318.94/mo
4 Bed
4 Bath
3108 Sqft
Status: active | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 455 Saddlebred Lane — a stunning 2024-built home nestled in the sought-after Crossroads community of Locust, NC. Offering 4 spacious bedrooms, 3.5 bathrooms, and 3,108 square feet of thoughtfully designed living space, this nearly new construction home checks every box for today's discerning buyer. Situated on a premium corner lot, this home enjoys added privacy, extra green space, and enhanced curb appeal. Step inside to discover an open-concept floor plan ideal for both everyday living and entertaining. The main level flows effortlessly from the living and dining areas into a well-appointed kitchen — perfect for hosting family and friends. Retreat to the generous primary suite, complete with a private en-suite bath, while three additional bedrooms provide ample space for family, guests, or a dedicated home office. With 3.5 bathrooms, morning routines are never rushed. Outside, enjoy your fully fenced backyard. One of the most compelling aspects of life at 455 Saddlebred Lane is its unbeatable proximity to some of North Carolina's premier outdoor destinations. Uwharrie National Forest sits approximately 20 miles east of Locust, offering an incredible playground for outdoor enthusiasts year-round. Whether you're hitting the trails on foot, mountain bike, horseback, or OHV, the Badin Lake Recreation Area alone features over 40 miles of named trails varying in length and difficulty. Water lovers will be equally at home here. Lake Tillery stretches over 5,000 acres with more than 100 miles of scenic shoreline, much of it set against the backdrop of Uwharrie National Forest, offering boating, fishing, swimming, and water sports just 25–30 miles away. Badin Lake — just 15–20 miles from your front door — adds thousands more acres of pristine water perfect for kayaking, paddleboarding, or dropping a line for bass, crappie, or catfish. Whether you're a weekend warrior or a year-round outdoor enthusiast, this location puts world-class recreation within easy reach. Located just 28 miles from Uptown Charlotte, Locust offers the perfect blend of small-town charm and big-city convenience. Built in 2024, this move-in ready gem offers all the peace of mind that comes with nearly new construction, including modern finishes, an open-concept layout designed for today's lifestyle, and a premium corner lot with a fully fenced backyard. Tucked inside the desirable Crossroads community in Locust, NC 28097 and served by Stanly County Schools, this home is ideally positioned just 20 minutes from Badin Lake, 30 minutes from Lake Tillery, and 28 miles from Uptown Charlotte — delivering the rare combination of outdoor adventure, small-town charm, and big-city access all in one address. Don't miss your opportunity to own this move-in ready, nearly new home where outdoor adventure and urban convenience meet. Schedule your private tour today!

Highlights

Listed by Bobby Downey , 704-608-7519 NextHome Paramount , 704-315-7590. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

82 Monthly

Year Built

2024

County

Stanly

Neighborhood

Crossroads

Listing ID

4379929

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Plumbed For Ice Maker
Air Cond:Electric
Fireplaces:Electric,Living Room
Above Ground Sq Ft:3108
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Has Fireplace
Other:City

Exterior Features

Lot:Corner Lot
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$2,319
Taxes
$287
HOA
$82

Home Price

$450,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,318.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,318.94 $286.88 $82.00 $2,687.82
Yearly $27,827.31 $3,442.50 $984.00 $32,253.81
Total $834,819.35 $103,275.00 $29,520.00 $967,614.35

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Locust, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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