Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

180 Galway Rd, Lillington, NC 27546

House Description

Discover this beautifully crafted 2,700-square-foot ranch-style home by Adams Homes, offering 4 bedrooms and 2.5 baths, designed with both comfort and style in mind. The spacious, open-concept layout features an expansive family room that flows seamlessly into a well-appointed kitchen complete with a large center island, stainless steel appliances, electric cooktop with hood vent, and abundant cabinetry. The private primary suite serves as a relaxing retreat, featuring a generous walk-in closet and a luxurious ensuite bath with dual vanities, a soaking tub, separate shower, and private water closet. Three additional bedrooms are thoughtfully situated on the opposite side of the home, providing privacy and flexibility for guests. Enjoy outdoor living year-round on the large covered back porch-- perfect for entertaining or unwinding. This home blends functionality and modern design, making it an ideal choice for anyone seeking spacious, single-level living.

Highlights

Listed by Lisa Lovato , 951-852-7085 and Gretchen Sobha , 919-434-3960 Adams Homes Realty, Inc , 919-233-6747. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.57

HOA Fee

29 Monthly

Year Built

2026

County

Harnett

Neighborhood

Kelly Farms

Listing ID

10157151

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Electric Oven, Built-In Electric Range, Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Stainless Steel Appliance(s), Oven

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Family Room,Gas Starter

Floor:Carpet,Laminate,Vinyl

Above Ground Sq Ft:2700

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,345

Taxes

HOA

$29

Home Price

$455,100

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,020

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,345.22

Principal

Taxes

HOA