Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

85 Oak St, Lillington, NC 27546

House Description

Rare opportunity! Stately, expansive property in desirable Pine Hills Subdivision offers endless possibilities. Brick home had only one set of owners who built the house and enjoyed a happy life, rearing their family & celebrating many special events together. Situated on a large, .76 acre lot w/mature landscaping, this 4 bedroom brick home has ''great bones'' and substantial square footage, a canvas just waiting to be transformed into your dream home as well as an opportunity to build equity in the rapidly growing area of Lillington. NO HOA FEES! Home includes kitchen, breakfast nook, chair railing/molding, formal dining room, formal living room, family room w/masonry fireplace so you can choose wood buring or gas logs option, large screened porch w/flagstone flooring, gutters, breezeway that leads to double attached carport, huge BONUS AREA upstairs that includes several rooms as well as a bathroom. Previously the Bonus area was used for a craft room, an office and family/entertainment area, but can also be used as a separate living space if you have inlaws or adult children living w/you. Many options for this large area upstairs. The property has a well which can be used to water flowers & plants in the yard. Sellers enjoyed having a vegetable garden every yearw/tomatoes, corn, peas, potatoes, etc. There is also a wired 'Playhouse'' that can be used for many different options and a fun ''Tree House.'' House is located in close proximity to educational facilities, shopping, restaurants, medical facilities and more! Only 15 minutes to Campbell University and 10 minutes to Raven Rock State Park where many residents of the area enjoy hiking, swimming, horse back riding, kayaking, canoeing, etc. Location to Fort Bragg is also convenient with an approx. commute of 30 minutes. Make an appointment today and envision the aesthetic makeovers and functioning changes that will ensure a more effective, stylish version of the orginal, a metamorphosis of itself. Additional adjoining lot is available for sale. Contact David Cummings, NC Realtor at 910-233-0425 with any questions or to submit an OTP. davidcummingsrealty@gmail.com

Highlights

Listed by Teresa Suitt , 910-890-2521 Intracoastal Realty Corp , 910-509-9700. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.76

Year Built

1973

County

Harnett

Neighborhood

Pine Hills

Listing ID

10162831

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Range, Range, Refrigerator

Air Cond:Heat Pump

Fireplaces:Family Room,Living Room,Masonry

Floor:Carpet,Vinyl

Above Ground Sq Ft:3168

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Bookcases,Double Vanity,Eat-in Kitchen,Entrance Foyer,Laminate Counters,Master Downstairs,Separate Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,056

Taxes

$179

Home Price

$399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,056.13

Principal

Taxes