Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

45 Greenbay St, Lillington, NC 27546

House Description

Welcome to Creekside Oaks North and the Embark home plan by Dream Finders Homes! With 3 spacious bedrooms and 2 thoughtfully designed bathrooms, this home plan caters to your family's needs while maintaining an inviting and cozy atmosphere. This single-story layout allows for easy movement and accessibility, making it a great choice for individuals of all ages. The seamless flow between the living room, dining area, and kitchen creates a sense of unity, making it an ideal space for entertaining guests or spending quality time with your family. The owner's suite features a bath with both a tub and shower, double vanity and a walk-in closet that effortlessly meets your storage dreams. Every bedroom is equipped with a walk-in closet, providing ample storage space. The comfort and style of this home make it a great option for any lifestyle! Home also takes living outside with a patio and a convenient parking pad. CLOSE TO FT. BRAGG & MINUTES FROM SHOPPING!

Highlights

Listed by MATT HELMICK , 910-391-5423 DREAM FINDERS REALTY, LLC. , 910-486-4864. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

300 Annually

Year Built

2026

County

Harnett

Listing ID

LP756844

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Microwave

Floor:Hardwood,Laminate,Tile,Vinyl

Other:Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Separate Shower,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,484

Taxes

$184

HOA

$300

Home Price

$287,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$57,598

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,484.07

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,484.07	$183.59	$300.00	$1,967.67
Yearly	$17,808.86	$2,203.12	$3,600.00	$23,611.98
Total	$534,265.83	$66,093.71	$108,000.00	$708,359.54

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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