Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

270 Chestnut Oak Ln, Lillington, NC 27546

House Description

SELLER OFFERING $5,000 BUYER ALLOWANCE! Why wait for new construction when you can own better than new? Built in 2024, this ENERGY STAR® certified home is move-in ready and features an open-concept floor plan, luxury vinyl plank flooring, a dedicated home office with French doors, and a versatile loft. The designer kitchen offers quartz countertops, a large island, and new stainless steel Whirlpool® appliances (August 2025). Upstairs, the spacious primary suite includes a walk-in closet, dual vanities, tiled walk-in shower, and private water closet. Two additional bedrooms, a full bath, and a laundry room with new GE washer and dryer (August 2025) complete the second floor. All appliances included.Enjoy the screened porch overlooking a large, fully fenced backyard. Located in a desirable community with a pool, playground, picnic areas, and sidewalks, this home is conveniently located near Fort Bragg, shopping, dining, and offers an easy commute to Raleigh. A transferable 10-year structural warranty provides added peace of mind. **A recent home inspection completed to give buyers piece of mind, available upon request

Highlights

Listed by Doni Crowell , 910-633-3977 RE/MAX Choice , 910-483-7500. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

170 Quarterly

Year Built

2024

County

Harnett

Neighborhood

Matthews Ridge

Listing ID

10171857

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Range

Air Cond:ENERGY STAR Qualified Equipment

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2391

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Living/Dining Room Combination,Pantry,Recessed Lighting,Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,752

Taxes

$388

HOA

$170

Home Price

$339,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$67,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,751.57

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,751.57	$387.62	$170.00	$2,309.19
Yearly	$21,018.90	$4,651.38	$2,040.00	$27,710.28
Total	$630,566.88	$139,541.40	$61,200.00	$831,308.28