Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

313 Smith Farms Dr, Lillington, NC 27546

House Description

Smith Douglas Homes proudly presents the McGinnis C plan at Reedy Branch. THIS HOME IS UNDER CONSTRUCTION, ESTIMATED COMPLETION, NOVEMBER. REPRESENTATIONAL PHOTOS. Situated on a spacious .60-acre homesite, this thoughtfully designed 2,372-square-foot home offers the perfect blend of comfort and functionality. A welcoming foyer leads to a formal dining room and an open-concept living area where the family room flows into the kitchen. The kitchen features a large island, granite countertops, upgraded cabinetry, stainless steel appliances, and plenty of workspace for everyday living and entertaining. Luxury vinyl plank flooring extends throughout the main level, with carpet upstairs for added comfort. The second floor includes four generously sized bedrooms, a versatile loft, and bathrooms with stylish quartz countertops. Enjoy relaxing on the covered front porch or back patio while taking in the peaceful setting of this beautiful community with mature trees and expansive homesites. Conveniently located just minutes from the Cape Fear River and Raven Rock State Park, you'll have easy access to hiking, kayaking, fishing, and other outdoor recreation. Estimated completion November.

Highlights

Listed by KAT PEREZ , 910-977-0537 and Joseph Earl Keil , 417-827-1167 SDH Raleigh LLC , 919-909-4462. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.6

HOA Fee

550 Annually

Year Built

2026

County

Harnett

Neighborhood

Homes at Reedy Branch

Listing ID

10183840

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2372

Below Ground Sq Ft:0

Other:Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Walk-In Closet(s),Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,793

Taxes

HOA

$550

Home Price

$347,910

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,582

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,792.85

Principal

Taxes

HOA