Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

145 Bluestone Dr, Lillington, NC 27546

House Description

The Clayton at Duncan's Creek is designed for everyday comfort and memorable gatherings. With 4 bedrooms, 3 baths, and approximately 2,699 sq. ft., this ranch-style home with a second floor offers the perfect balance of convenience and style on a spacious 0.59-acre lot. The main level centers on an open living space with a warm fireplace in the family room and a gourmet kitchen complete with a large island, tucked-away messy kitchen, and connected pocket office. The first-floor primary suite is a true retreat, with a spa-inspired bath featuring a super shower and a huge walk-in closet. A covered patio extends your living outdoors, perfect for morning coffee or evening relaxation. Upstairs, additional bedrooms provide comfort and privacy for family or guests. Smart features like the Smart Door Delivery Center bring modern convenience to your daily routine. Duncan's Creek is a community where you can spread out and enjoy both space and connection. With nearly a mile of walking trails, pre-installed fiber internet, and a location just minutes from Raven Rock State Park and downtown Lillington, you'll find the perfect mix of nature and accessibility. This Clayton home will be ready for move-in by August.

Highlights

Listed by Evan Richard Childress , 443-610-1340 and Ramey K Swanson , 757-335-2290 New Home Inc LLC , 919-239-4747. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.59

HOA Fee

60 Monthly

Year Built

2026

County

Harnett

Neighborhood

Duncans Creek

Listing ID

10146815

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Oven, Gas Range, Microwave, Range, Range Hood

Air Cond:Ceiling Fan(s),Central Air,Dual,Electric,Heat Pump,Zoned

Fireplaces:Gas Log,Outside,Propane

Floor:Carpet,Ceramic Tile,Vinyl,Tile

Above Ground Sq Ft:2699

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Pantry,Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Master Downstairs,Quartz Counters,Shower Only,Smart Camera(s)/Recording,Smart Home,Smart Light(s),Smart Thermostat,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Data,Office

Other:Public

Exterior Features

Lot:Corners Marked,Few Trees,Hardwood Trees,Landscaped

Lot Dimensions:Please request copy of plot

Roof:Shingle

Others:Rain Gutters,Smart Camera(s)/Recording,Smart Lock(s),Covered,Deck,Front Porch

Sewer:Septic Tank

Parking Features:Attached,Concrete,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Side

Payment Calculator

Payment Breakdown

Principal Interest

$2,524

Taxes

$312

HOA

$60

Home Price

$489,700

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,940

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,523.52

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,523.52	$312.18	$60.00	$2,895.71
Yearly	$30,282.30	$3,746.21	$720.00	$34,748.50
Total	$908,468.97	$112,386.15	$21,600.00	$1,042,455.12