Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

74 Chardonnay Dr, Lillington, NC 27546

House Description

Smith Douglas Homes proudly presents the McGinnis A plan at Dry Creek Village. THIS HOME IS UNDER CONSTRUCTION, ESTIMATED COMPLETION, SEPTEMBER. ***REPRESENTATIONAL PHOTOS-HOUSE UNDER CONSTRUCTION**** Welcome home to the perfect place to begin your next chapter. Thoughtfully designed with comfort, warmth, and connection in mind, this beautiful home offers the space and features that make everyday moments feel special. Just beyond the inviting foyer, a sun-filled study with elegant French doors creates the ideal setting for a home office, reading room, or quiet retreat. The heart of the home is the expansive family room, where laughter, celebrations, and cozy evenings naturally come together. Flowing seamlessly into the kitchen, this space was made for gathering with the people who matter most. The beautifully upgraded kitchen features granite countertops, 36-inch cabinetry, a stylish tile backsplash, stainless steel appliances, and additional windows that fill the home with natural light and warmth. Luxury vinyl plank flooring throughout the main level adds both beauty and durability, while plush carpeting upstairs creates a soft and relaxing atmosphere. Upstairs, a spacious loft offers endless possibilities for movie nights, play space, or a second living area. The private primary suite feels like a true retreat at the end of the day, complete with a spa-inspired bath featuring dual quartz vanities, a garden tub/shower combination, and a generous walk-in closet. Three additional bedrooms and a conveniently located laundry room complete the second floor. Nestled in the charming town of Lillington, this home offers more than just a place to live, it offers a lifestyle. Spend weekends exploring Raven Rock State Park, kayaking along the Cape Fear River, or enjoying peaceful strolls through downtown filled with local shops and dining. Here, you'll find the perfect balance of comfort, community, and everyday adventure.

Highlights

Listed by Alexis White , 919-324-5383 SDH Raleigh LLC , 919-909-4462. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

700 Annually

Year Built

2026

County

Harnett

Neighborhood

Dry Creek Village

Listing ID

10167650

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2372

Below Ground Sq Ft:0

Other:Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Walk-In Closet(s),Water Closet,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,639

Taxes

HOA

$700

Home Price

$317,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$63,598

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,638.67

Principal

Taxes

HOA