Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

70 Oyster Tabby Dr, Lillington, NC 27546

House Description

Smith Douglas Homes proudly presents The Buford II A plan at Cape Overlook. THIS HOME IS UNDER CONSTRUCTION, ESTIMATED COMPLETION AUGUST. REPRESENTATIONAL PHOTOS-HOUSE UNDER CONSTRUCTION* This beautifully designed home welcomes you with a bright foyer that opens to a spacious family room filled with natural light from added windows. The open-concept layout flows into an upgraded kitchen featuring granite countertops, 36-inch white cabinetry, modern finishes, and a dedicated dining area perfect for everyday living and entertaining. A covered patio extends your living space outdoors, creating the ideal spot to relax or gather with friends. Luxury vinyl plank flooring enhances the main living areas, while plush carpet adds comfort upstairs. The second floor features a versatile loft, a private owner's suite with quartz dual vanities and a walk-in shower, two additional bedrooms, and a conveniently located laundry room. Located in Cape Overlook, residents enjoy exceptional amenities including a pool, clubhouse, cabanas, pocket parks, and fire pit areas. Just five minutes from downtown Lillington and within walking distance of the Cape Fear River, this home offers the perfect blend of modern comfort, outdoor recreation, and small-town charm. Estimated for August completion.

Highlights

Listed by Brandon Scott Hudson , 845-500-3007 and Robert Gerard Ponson , 919-786-3245 SDH Raleigh LLC , 919-909-4462. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

75 Monthly

Year Built

2026

County

Harnett

Neighborhood

Cape Overlook

Listing ID

10163388

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s)

Air Cond:Central Air,Electric,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1909

Below Ground Sq Ft:0

Other:Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,417

Taxes

$175

HOA

$75

Home Price

$274,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$54,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,417.08

Principal

Taxes

HOA