Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Canter Ln, Lexington, NC 27295

House Description

Amazing, like-new 2024 home built by CG2 Homes offers so much! Outside there is expanded concrete for extra driveway parking, expanded covered back patio, storage shed with extra concrete pad. Enter the home and find the great room open to dining room/kitchen. Off the kitchen is a walk-in pantry, spacious laundry room, half bath and drop zone. Awesome main level primary with en-suite bathroom and walk-in closet. Custom shades throughout the entire home! Upstairs there is a spacious loft, 2nd and 3rd bedrooms connected by a shared bath, hall bath also connected to 4th bedroom. Spacious bonus room with partially floored eave storage. Garage has an additional custom made flip down screen with sliding door. Schedule your appointment today to see all that this home offers!

Highlights

Listed by Neva Little , 336-624-5465 Partners Real Estate , 336-751-2222. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

0.79

HOA Fee

550

Year Built

2024

County

Davidson

Neighborhood

The Mill At Stone Creek

Listing ID

1223211

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Microwave, Dishwasher, Gas Cooktop, Free-Standing Range, Gas Water Heater, Tankless Water Heater

Air Cond:Heat Pump

Fireplaces:Gas Log,Great Room

Floor:Carpet,Tile,Vinyl

Basement:Slab

Other:Ceiling Fan(s),Dead Bolt(s),Pantry,Separate Shower,Solid Surface Counter,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,576

Taxes

$319

HOA

$550

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.09	$318.69	$550.00	$3,444.77
Yearly	$30,913.05	$3,824.24	$6,600.00	$41,337.29
Total	$927,391.54	$114,727.05	$198,000.00	$1,240,118.59