Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1124 Garden Club Way, Leland, NC 28451

House Description

NEW FORTIFIED ROOF, NEW HVAC & BRAND-NEW STAINLESS STEEL KITCHEN APPLIANCES! Major updates have already been completed, giving buyers PEACE OF MIND and EXCEPTIONAL VALUE. Welcome to 1124 Garden Club Way in Waterford of the Carolinas, one of Leland's most sought-after amenity-rich communities. This beautifully maintained brick home offers 3 bedrooms, 2 bathrooms, and 1,531 heated square feet with an open-concept floor plan, split-bedroom design, and a desirable coastal-inspired feel throughout. Recent improvements include a NEW FORTIFIED ROOF (January 2026), NEW HVAC system with warranty (Spring 2026), and brand-new stainless steel kitchen appliances including the range, microwave, and dishwasher. Additional updates include new cabinet hardware, a new living room ceiling fan, fresh exterior pressure washing, and a new 6-foot privacy fence along the rear property line. Inside, you'll find a spacious living room anchored by a cozy fireplace that flows seamlessly into the dining area and kitchen, creating the perfect space for everyday living and entertaining. LVP flooring runs throughout the main living areas, while the split-bedroom floor plan provides privacy for family and guests. The spacious primary suite features a walk-in closet and private bath complete with dual vanities, a soaking tub, and separate shower. Step outside to enjoy the fully fenced backyard and rear patio, ideal for grilling, entertaining, pets, or simply relaxing outdoors. Waterford of the Carolinas offers an exceptional lifestyle with a resort-style pool, clubhouse, fitness center, pickleball and tennis courts, basketball, bocce ball, walking trails, and community lakes for kayaking and fishing. Ideally located just minutes from shopping, dining, medical facilities, and everyday conveniences, you'll also enjoy easy access to Downtown Wilmington (approximately 6 miles), Wrightsville Beach (16 miles), Southport, and Oak Island. This move-in-ready home offers the perfect combination of location, lifestyle, and value.

Highlights

Listed by Stephanie Spencer , 910-612-7327 RE/MAX at the Beach / Oak Island , 910-278-1950. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

1687 Annually

Year Built

2006

County

Brunswick

Neighborhood

Waterford of the Carolinas

School District

Brunswick County Schools

Listing ID

100570734

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Vinyl

Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,920

Taxes

$237

HOA

$1,687

Home Price

$372,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$74,500

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,919.57

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,919.57	$237.47	$1,687.00	$3,844.04
Yearly	$23,034.83	$2,849.63	$20,244.00	$46,128.46
Total	$691,044.91	$85,488.75	$607,320.00	$1,383,853.66