Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1121 Sandy Beach Cir, Leland, NC 28451

House Description

Live the Waterford lifestyle in this charming townhome overlooking one of the community's scenic canals. It is a perfect blend of comfort and convenience. The home has been well maintained and has many upgrades and features three bedrooms and three full baths. The open-concept living room has vaulted ceilings, a gas fireplace, connects to the enclosed sunroom which has a large patio overlooking the water. The kitchen has all stainless steel appliances, Corian and formica countertops, tile backsplash 42'' upper cabinets, lower cabinets have pullout drawers and pantry. Also included is a wine refrigerator. The washer, dryer and refrigerator are included, all appliances are newer. There is a large dining room and kitchen eating area.. Adjoining laundry room features additional cabinetry. There is crown molding throughout the home. The primary suite serves as a tranquil retreat. Ensuite bath features, dual vanities, garden tub, walk-in shower, a skylight and separate water closet. In addition to a large walk-in closet complete with closet organizers is an ample storage linen closet. Located off the primary living area is a flex room that can be a den/office or hobby space. A second bedroom and full bathroom at the front of the home is spacious as is the closet. A third upstairs bedroom/frog is a large area with a choice of uses that has a full bath. The area is on a separate cool/heat zone. The HVAC system was replaced in May 2026. All furnishing are available to purchase separate of the contract. Access to a very large walk-in attic, with flooring, and lighting is on this level. The beautifully landscaped grounds are maintained by the HOA. Waterford's main clubhouse is very close by and offers a swimming pool, exercise room, kitchen, and a game room. There are also 4 lighted tennis courts, 4 pickleball courts, 2 bocce ball courts. The Reserve clubhouse is also only a short distance away. The Waterford community offers easy access to shopping, dining, and entertainment options. Historic downtown Wilmington and beautiful beaches are just a short drive away. Experience the best of coastal living in this delightful waterfront townhome. Schedule your private tour today and discover the lifestyle that awaits at 1121 Sandy Beach

Highlights

Listed by Leslie D Christensen , 910-616-1496 Coldwell Banker Sea Coast Advantage-Leland , 910-371-1181. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

1687 Annually

Year Built

2004

County

Brunswick

Neighborhood

Waterford of the Carolinas

School District

Brunswick County Schools

Listing ID

100570059

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Built-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Range, Dryer, Disposal, Dishwasher

Air Cond:Central Air,Zoned,Heat Pump

Fireplaces:Gas Log

Floor:Bamboo,Carpet,Laminate,Tile

Other:Sound System,Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,319

Taxes

$287

HOA

$1,687

Home Price

$450,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$90,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,318.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,318.94	$286.88	$1,687.00	$4,292.82
Yearly	$27,827.31	$3,442.50	$20,244.00	$51,513.81
Total	$834,819.35	$103,275.00	$607,320.00	$1,545,414.35