Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1009 N Sanderling Dr, Leland, NC 28451

House Description

This exceptional end-unit townhome is in the popular Waterford Community. The HOA dues in this 3BR, 3BA home includes the home master insurance along with landscaping and exterior building maintenance. The frog is the 3rd bedroom with full bath makes a private guest room or playroom. Gourmet kitchen features ceramic tile countertops, upgraded 42-inch cabinets, pantry, & GE appliances. The breakfast nook overlooks a large green space. The open living room with gas log fireplace is great for entertaining. This generous floor plan also features a roomy office/TV room. Spacious master suite has large walk-in closet and master bath has individual vanities & jetted garden tub and separate walk-in shower. This home has a spacious glass enclosed sunroom or enjoy dining outside on your patio on nice summer days. This home has many upgrades including lighting, skylights & ceiling fans. The interior has been completely painted in 2026 and recent new water heater and roof. Seller is including a 2-10 Home Buyer Supreme coverage warranty. The Reserve area of Waterford has its own private clubhouse. Waterford is an active, award-winning community in Brunswick County, NC, close to historic downtown Wilmington and the area's numerous beaches. The Waterford lifestyle offers carefree living. Residents enjoy amenities such as 4 lighted tennis courts, 4 lighted pickleball courts, basketball court, bocce courts and playground along with a Clubhouse with a full kitchen and large gym for workouts, large walk-in style pool, there is a kayak launch and kayak storage area along with beach volleyball across from the club. Waterford has walking paths throughout the community. The social community has many planned activities throughout the year.

Highlights

Listed by Leslie D Christensen , 910-616-1496 Coldwell Banker Sea Coast Advantage-Leland , 910-371-1181. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

1687 Annually

Year Built

2005

County

Brunswick

Neighborhood

Waterford of the Carolinas

School District

Brunswick County Schools

Listing ID

100554924

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air,Zoned,Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Laminate,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Whirlpool,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,061

Taxes

$255

HOA

$1,687

Home Price

$400,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$80,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,061.28

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,061.28	$255.00	$1,687.00	$4,003.28
Yearly	$24,735.39	$3,060.00	$20,244.00	$48,039.39
Total	$742,061.64	$91,800.00	$607,320.00	$1,441,181.64