Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3616 Rivergate Way NE, Leland, NC 28451

House Description

Welcome to your new home! This stunning 2024 Bill Clark Home offers a combination of modern luxury and serene pond views in a gated community. The spacious floor plan features 5 bedrooms and 4.5 bathrooms, providing ample space for family and guests. The primary bedroom is conveniently located on the first floor, along with a second bedroom and full bath. The kitchen is a chef's dream, featuring a gas stove and built-in wall microwave and oven perfect for preparing meals and entertaining. Two separate living areas, one on each floor, provide flexible space for all. Plantation shutters add a touch of elegance and privacy. Enjoy the peaceful outdoor setting from the screened in porch. Leaf guard gutters were recently installed. Whether you're relaxing by the pond, enjoying a match on the courts or spending the day at the private beach club in Oak Island , this home offers the ultimate blend of luxury and leisure. The Bluffs on the Cape Fear is a golf cart friendly community offering a 50-slip marina with slips up to 35ft for purchase separately, a riverfront park, clubhouse, resort style pool, private beach club, tennis/ pickleball courts, stocked lake, walking trails, RV/boat storage, dog parks, and a community garden. The newly built clubhouse includes a conference room, fitness and wellness center, and a restaurant/bar. Just 15 minutes from historic Wilmington.

Highlights

Listed by Sara E Gay , 910-264-3594 RE/MAX Executive , 910-218-2000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

1920 Annually

Year Built

2024

County

Brunswick

Neighborhood

The Bluffs on the Cape Fear

School District

Brunswick County Schools

Listing ID

100526969

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Gas Oven, Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:Walk-in Closet(s),Bookcases,Kitchen Island,Pantry,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,767

Taxes

$590

HOA

$1,920

Home Price

$925,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$185,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,766.72

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,766.72	$589.69	$1,920.00	$7,276.40
Yearly	$57,200.59	$7,076.25	$23,040.00	$87,316.84
Total	$1,716,017.55	$212,287.50	$691,200.00	$2,619,505.05