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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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580 Whetstone Gap Rd , Lake Toxaway, NC 28747
$495,000
Est. Payment: $2,550.84/mo
3 Bed
3 Bath
1690 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Step inside this one-level mountain retreat, waiting for you next to Gorges State Park, then hike out your backdoor and quickly access the park’s trail system! You’ll love the mature rhododendron and mountain laurel that surround this home, as well as the elevated fire pit area and spacious back deck. Cozy up to the stone fireplace under the living room’s vaulted ceiling with wooden beam accents. Enjoy evening cocktails on the back deck as you unwind and relax. Perfect vacation or investment property, as it is being sold turnkey and currently has a tenant in place through the end of November. The main house hosts a welcoming foyer as well as an open floor plan between living, dining, and kitchen. Down the hall, you’ll find a spacious primary bedroom with an ensuite bath, plus two more bedrooms that share a Jack-and-Jill full bath. In 2024 the garage was partially finished, adding a studio, a full bath, and a kitchenette. (No permits were pulled for this work, so this is not counted in the total HLA.) Thoughtful updates have been made adding style and modernization through wall accents, paint, fixtures, and design. The entry road is private and there is a shared road agreement in place. An easy 14-mile drive from both downtown Brevard and downtown Cashiers. New HVAC in 2024; baseboard heat and plug-in AC units for the bonus space.

Highlights

Listed by Steph Caldwell , 828-231-6959 Mosaic Community Lifestyle Realty , 828-707-9556. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

325 Annually

Year Built

1968

County

Transylvania

Neighborhood

Whetstone Gap

Listing ID

4394791

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Filtration System, Microwave, Refrigerator, Washer, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:Living Room
Floor:Carpet,Vinyl,Wood
Above Ground Sq Ft:1690
Below Ground Sq Ft:0
Other:Attic Other,Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Open Floorplan,Storage,Walk-In Closet(s),Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Adjoins Forest,Wooded
Roof:Composition
Others:Fire Pit,Other - See Remarks
Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway
Principal Interest
$2,551
Taxes
$316
HOA
$325

Home Price

$495,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,550.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,550.84 $315.56 $325.00 $3,191.40
Yearly $30,610.04 $3,786.75 $3,900.00 $38,296.79
Total $918,301.29 $113,602.50 $117,000.00 $1,148,903.79

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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