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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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522 Toxaway Ct , Lake Toxaway, NC 28747
$975,000
Est. Payment: $5,024.38/mo
3 Bed
2 Bath
1540 Sqft
Status: active with contingency | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to your private mountain retreat with deeded lake access in the prestigious Lake Toxaway Estates. Tucked away on a peaceful lower mountain road, this beautifully appointed 3-bedroom, 2-bath cottage blends timeless mountain charm with modern convenience, creating the perfect getaway or year-round residence. The inviting open-concept floor plan seamlessly connects the living, dining, and kitchen areas, offering an ideal setting for both relaxed everyday living and effortless entertaining. The well-equipped kitchen features premium Bosch appliances and abundant storage, making meal preparation a pleasure. Offered fully furnished and move-in ready, this smart home is equipped with a Ring™ Video Doorbell, Security System, Floodlight Cameras, and a Nest™ thermostat, providing comfort, security, and peace of mind from day one. Step outside to the partially covered deck overlooking a spacious, fenced backyard—perfect for pets, outdoor gatherings, or simply enjoying the tranquil mountain surroundings. An attached two-car garage provides ample space for vehicles, recreational equipment, and additional storage. Just minutes from Lake Toxaway Country Club and its exceptional amenities, you'll enjoy easy access to golf, boating, tennis, dining, and a vibrant social scene. Combining location, lifestyle, and value, this is one of the most compelling opportunities in Lake Toxaway Estates. Membership to LTCC is based on application and availability.

Highlights

Listed by Cindy Bishop , 864-270-1332 Lake Toxaway Co. , 828-966-4260. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.1

HOA Fee

4085 Annually

Year Built

1992

County

Transylvania

Neighborhood

Lake Toxaway Estates

Listing ID

4393237

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Refrigerator, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:Living Room
Above Ground Sq Ft:1540
Below Ground Sq Ft:0
Other:Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Boat Ramp – Community
Sewer:Septic Installed
Parking Features:Driveway,Garage Faces Front
Principal Interest
$5,024
Taxes
$622
HOA
$4,085

Home Price

$975,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$195,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,024.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,024.38 $621.56 $4,085.00 $9,730.94
Yearly $60,292.51 $7,458.75 $49,020.00 $116,771.26
Total $1,808,775.26 $223,762.50 $1,470,600.00 $3,503,137.76

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

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