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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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2235 Cold Mountain Rd , Lake Toxaway, NC 28747
$6,500,000
Est. Payment: $33,495.84/mo
4 Bed
6 Bath
4410 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Nestled along the pristine shores of Lake Toxaway, this extraordinary custom-designed lakefront residence, completed in 2022, blends refined mountain-modern architecture with exceptional craftsmanship and luxurious amenities. Designed to maximize breathtaking water views and seamless indoor-outdoor living, the home features expansive walls of glass, an open-concept floor plan, and soaring cathedral ceilings accented by exposed wooden beams and a dramatic floor-to-ceiling stone fireplace in the great room coupled with folding glass doors that seamlessly extends the living area from inside to out. The living room opens completely to the exterior porch through retractable doors, creating an inviting entertainment space that effortlessly connects the home to the surrounding landscape and tranquil lakefront setting. Three fireplaces located in the living room, covered porch, and recreation room provide warmth and ambiance throughout the home. Every detail was thoughtfully curated, from the custom-designed front door crafted from reclaimed aged barn wood to the elegant 8-foot interior doors adorned with Emtek oil-rubbed bronze hardware from the Hercules Collection. The gourmet kitchen boasts Dolomite Marble countertops and is equipped with premium Bosch and Thermador appliances, while Italian tile and marble enhance the spa-inspired bathrooms featuring curb less showers and illuminated mirrors with adjustable color and brightness controls. Designed for comfort and convenience, the home includes laundry rooms on each floor, hand-scraped and brushed European White Oak engineered hardwood flooring in a sophisticated Grey Mist finish, and a fully encapsulated crawl space with dehumidification. Advanced lighting features include an abundance of 4-inch hi-hats, automatic closet lighting, stair step illumination, exterior landscape lighting, and power service extending to both the driveway and private dock. Built with superior efficiency, durability, and convenience in mind, the home features 2x6 exterior walls with full insulation, spray foam attic insulation, and a robust 400-amp electrical service. Plumbing amenities include dual-zone propane recirculating instant hot water systems, six frost-free exterior hose bibs, and premium Grohe, Moen, and Kohler fixtures throughout. The bathroom off the downstairs rec room is a Cabana Bath that features a very convenient outdoor shower. Heating and cooling are equally impressive, with two complete Trane 18-SEER HVAC systems serving the upper and lower levels, including gas furnace and humidification on the main floor, Wi-Fi-enabled thermostats, and a Mitsubishi ductless heating and cooling system in the studio space. Outside, a private dock provides effortless access to boating and lake activities, while the adjacent lakeside lawn offers the perfect setting for entertaining, family gatherings, and outdoor recreation. A security system and whole-home water purification system complete this remarkable turnkey lakefront retreat where luxury, comfort, and timeless design come together in one exceptional property.

Highlights

Listed by Kenneth McCall , 828-553-2040 Lake Toxaway Co. , 828-966-4260. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.06

HOA Fee

4085 Annually

Year Built

2022

County

Transylvania

Neighborhood

Lake Toxaway Estates

Listing ID

4382009

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Electric Oven, Exhaust Fan, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Gas Starter,Living Room,Porch,Recreation Room,Wood Burning
Floor:Concrete,Laminate,Marble,Tile,Wood
Above Ground Sq Ft:2334
Below Ground Sq Ft:2076
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access
Other:Built-in Features,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar,Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Sloped,Waterfront,Boat Ramp – Community
Roof:Architectural Shingle,Metal
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$33,496
Taxes
$4,144
HOA
$4,085

Home Price

$6,500,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$1,300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$33,495.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $33,495.84 $4,143.75 $4,085.00 $41,724.59
Yearly $401,950.06 $49,725.00 $49,020.00 $500,695.06
Total $12,058,501.73 $1,491,750.00 $1,470,600.00 $15,020,851.73

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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