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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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365 Cherokee Cir , Lake Toxaway, NC 28747
$649,000
Est. Payment: $3,344.43/mo
3 Bed
4 Bath
2193 Sqft
Status: active with contingency | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience the ease of brand-new mountain living in this beautifully crafted custom home nestled within the private community of Indian Lake Estates in Lake Toxaway. Offering a thoughtful blend of quality construction, modern finishes, and low-maintenance design, this move-in-ready home provides a peaceful mountain setting ideal for a full-time residence or seasonal retreat. A welcoming wraparound porch invites you to relax and enjoy the surrounding natural beauty, while the solid Knotty Alder front door opens to a bright, open-concept interior filled with natural light from an expansive wall of windows. Warm architectural details, including shiplap accents and white oak stairs with matching handrails, add character and timeless appeal throughout the home. The open living, dining, and kitchen areas create an inviting space for gathering with family and friends. The kitchen is equipped with stainless steel appliances, and every detail has been thoughtfully selected for both style and functionality. The spacious primary suite features a spa-like bath with a soaking tub, custom vanity, and touchless fixtures, while all bathrooms are appointed with modern touchless faucets. Ceiling fans in every bedroom and a Trane HVAC system provide year-round comfort. Step outside to enjoy the beautifully finished exterior, complete with a wraparound stained porch, custom stone fire pit, circular gravel driveway, decorative landscape boulders, and professionally landscaped grounds that complement the natural mountain surroundings. Built with durable LP SmartSide siding in Peppercorn, solid Knotty Alder doors, quality craftsmanship, and attention to detail throughout, this exceptional new construction home offers the rare opportunity to enjoy the comfort, efficiency, and peace of mind that come with owning a brand-new home in the heart of Lake Toxaway.

Highlights

Listed by Amanda Jennings Gravley , 828-200-2944 Fisher Realty,Sapphire/Toxaway , 828-966-9290. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.68

HOA Fee

984 Annually

Year Built

2024

County

Transylvania

Neighborhood

Indian Lake Estates

Listing ID

4400742

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Water Heater, Refrigerator
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:2193
Below Ground Sq Ft:0
Other:Kitchen Island,Open Floorplan,Walk-In Closet(s),Master on Main
Other:Community Well

Exterior Features

Lot:Wooded,Boat Slip – Community,Paddlesport Launch Site - Community
Roof:Architectural Shingle,Metal
Sewer:Septic Installed
Parking Features:Circular Driveway
Principal Interest
$3,344
Taxes
$414
HOA
$984

Home Price

$649,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,344.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,344.43 $413.74 $984.00 $4,742.17
Yearly $40,133.17 $4,964.85 $11,808.00 $56,906.02
Total $1,203,995.02 $148,945.50 $354,240.00 $1,707,180.52

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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