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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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124 Flat Creek Dr , Lake Toxaway, NC 28747
$327,900
Est. Payment: $1,689.74/mo
2 Bed
2 Bath
1728 Sqft
Status: active | Days on site: 205
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 124 Flat Creek Drive—an elegant mountain retreat ideally positioned in the heart of Lake Toxaway, North Carolina. Set on a serene, wooded +/- 1-acre parcel, this thoughtfully upgraded residence offers a rare blend of privacy, natural beauty, and effortless access to the region’s most coveted outdoor destinations. Just minutes from the breathtaking trails and waterfalls of Gorges State Park and the renowned recreation of DuPont State Forest and Pisgah Nation Forest, this property serves as an exceptional haven for those who appreciate both comfort and adventure. Inside, the home showcases a light-filled, open-concept design that seamlessly unites the living, dining, and kitchen areas—ideal for elevated everyday living or gracious entertaining. Tasteful interior upgrades and abundant natural light create a warm yet sophisticated atmosphere. With two well-appointed bedrooms and two nice bathrooms, the floor plan offers both function and refined style. The covered side porch extends the living space outdoors, inviting you to relax in a tranquil setting surrounded by mature trees and the soothing ambiance of the mountains. In addition to its residential appeal, this property presents outstanding short-term rental investment potential. Lake Toxaway’s year-round demand for small mountain escapes—paired with proximity to premier natural attractions—positions this home as an attractive income-producing asset without sacrificing its charm as a personal retreat. A compelling blend of upscale comfort, natural serenity, and strategic opportunity, 124 Flat Creek Drive is modest mountain living at its finest.

Highlights

Listed by Jake Raines , 828-553-0674 Petit Properties Inc , 828-966-7800. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

1995

County

Transylvania

Neighborhood

Flat Creek

Listing ID

4325770

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Electric Oven, Refrigerator, Washer
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:864
Below Ground Sq Ft:864
Basement:Daylight,Exterior Entry,Finished,Interior Entry
Other:Master on Main
Other:Well

Exterior Features

Lot:Private,Rolling Slope,Wooded
Zoning:None
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,690
Taxes
$209

Home Price

$327,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$65,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,689.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,689.74 $209.04 $0.00 $1,898.77
Yearly $20,276.83 $2,508.44 $0.00 $22,785.27
Total $608,305.03 $75,253.05 $0.00 $683,558.08

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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