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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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462 Charlotte Dr , Lake Lure, NC 28746
$1,195,000
Est. Payment: $6,158.08/mo
3 Bed
2 Bath
1852 Sqft
Status: active with contingency | Days on site: 79
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Fully Furnished, turnkey, impeccably maintained waterfront retreat on Lake Lure, showcasing sweeping, unobstructed BIG lake views. This exquisite three-bedroom, two-bath residence offers an exceptional blend of comfort and elegance, perfectly positioned at the water’s edge with deep water access directly off the private dock. A covered boathouse provides generous storage for watercraft and lake accessories. The main level features a serene primary suite and a beautifully renovated open-concept kitchen flowing seamlessly into the great room, anchored by a charming wood-burning fireplace. Sunlight pours into the inviting sunroom, where mornings begin with coffee and panoramic lake vistas that create the sensation of living directly on the water. The lower level offers two additional guest bedrooms, a full bath, a versatile flex space, and a conveniently located laundry closet—ideal for hosting family and friends. Outdoor living is elevated with a screened porch perfect for al fresco dining, while the private dock invites relaxation as boats glide by on the lake. A rare opportunity to own a thoughtfully designed Lake Lure home where timeless luxury meets effortless lakefront living.

Highlights

Listed by Paige McGuirk , 704-929-4570 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.13

Year Built

1966

County

Rutherford

Listing ID

4375186

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Ductless,Electric,Heat Pump
Fireplaces:Great Room
Floor:Tile,Vinyl
Above Ground Sq Ft:1147
Below Ground Sq Ft:705
Basement:Exterior Entry,Finished,Interior Entry
Other:Breakfast Bar,Open Floorplan,Has Fireplace,Master on Main
Other:Shared Well

Exterior Features

Lot:Sloped,Views,Waterfront,Beach - Public,Boat House,Boat Lift,Boat Ramp – Community,Covered structure,Paddlesport Launch Site - Community,Dock
Roof:Metal
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$6,158
Taxes
$762

Home Price

$1,195,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$239,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,158.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,158.08 $761.81 $0.00 $6,919.89
Yearly $73,896.97 $9,141.75 $0.00 $83,038.72
Total $2,216,909.16 $274,252.50 $0.00 $2,491,161.66

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Lure, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:58:06.000Z

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