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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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402 Holmstead Dr , Lake Lure, NC 28746
$3,500,000
Est. Payment: $18,036.22/mo
4 Bed
4 Bath
3144 Sqft
Status: active | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Builder’s custom lakefront double lot retreat, showcasing mountain elegance in a private setting. Located on a deep water main channel in the Gated Community of Blue Heron Point on Lake Lure. Privacy abounds on this rare double lot with over 200 feet of shoreline. This property features a private beach, and an exceptional new boathouse with party deck above. Inside, the home is rich with warm wood finishes and thoughtful details, including post-and-timber exposed beams, tongue-and-groove cathedral ceilings, granite countertops, stainless steel appliances, and a striking stone fireplace. The split-bedroom floor plan enhances privacy, while double covered lakeside decks provide stunning views from multiple vantage points. The main level of the home offers an open-concept design connecting the living, dining, and kitchen areas—perfect for gathering and entertaining. The spacious primary suite, complete with a large private bath and walk-in closet, is thoughtfully positioned for privacy, while two guest bedrooms with a Jack-and-Jill bath are located on the opposite side of the home. The lower level expands your living space with a generous family room, full bath, bunk room, and game room, all opening to the lakeside mountain views and deck. Two additional unfinished rooms currently used for game room and storage provide excellent potential for expansion—ideal for a home office or additional bedrooms. Step outside to enjoy true lakefront living. The lower deck leads directly to the hot tub area then down to the boathouse and waterfront, where you can swim, fish, or relax on your private beach. The boathouse is among the finest on Lake Lure, featuring double slips with barn-door access, covered outdoor living space, side docks for paddleboards, and a screened upper-level porch perfect for lounging or entertaining. This very private property offers the perfect blend of luxury, comfort, and natural beauty—an ideal full-time residence or mountain lake retreat on the main channel of Lake Lure.

Highlights

Listed by Reese Morgani , 828-545-5880 and Collin O'Berry , 828-545-5880 Keller Williams Professionals , 828-254-7253. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.14

HOA Fee

1968 Annually

Year Built

2014

County

Rutherford

Neighborhood

Blue Heron Point

Listing ID

4367214

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:Living Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:2033
Below Ground Sq Ft:1111
Basement:Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Other:Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Beach Front,Private,Views,Waterfront,Beach - Private,Boat House,Boat Lift,Retaining Wall,Dock
Roof:Architectural Shingle
Others:Hot Tub,Rooftop Terrace
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$18,036
Taxes
$2,231
HOA
$1,968

Home Price

$3,500,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$700,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,036.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $18,036.22 $2,231.25 $1,968.00 $22,235.47
Yearly $216,434.65 $26,775.00 $23,616.00 $266,825.65
Total $6,493,039.39 $803,250.00 $708,480.00 $8,004,769.39

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Lake Lure, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:58:06.000Z

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