Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

822 Cutter Ct, Kure Beach, NC 28449

House Description

Discover the perfect blend of luxury, comfort, and coastal charm in this beautifully renovated Kure Beach retreat. Every detail of this home has been thoughtfully updated, featuring a new fortified roof, new fiber cement siding, doors, windows, new composite decks and railings, and HVAC for peace of mind and long-term durability. Inside, you'll fall in love with the chef's dream kitchen, boasting sleek waterfall quartz countertops and all new Bosch appliances, including a 6-burner gas stove designed for serious cooking and entertaining. The entire home has been completely updated, offering modern style and functionality throughout. Enjoy breathtaking ocean views right from your home, or take advantage of the neighborhood's exceptional amenities: private oceanfront beach access, two sparkling pools, a welcoming clubhouse, and courts for tennis and pickleball. This move-in-ready coastal retreat combines the very best of seaside living with the convenience of top-to-bottom renovations—an ideal opportunity to own your dream home at the beach. See list of extensive updates in the document section of the MLS. **For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent remarks for additional details.**

Highlights

Listed by Alison J Keller , 910-264-5588 and Keller & Santucci Real Estate Team , 910-264-5588 Coldwell Banker Sea Coast Advantage-CB , 910-458-4401. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

475 Annually

Year Built

1994

County

New Hanover

Neighborhood

Kure Beach Village

School District

New Hanover

Listing ID

100553709

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer

Air Cond:Heat Pump

Fireplaces:

Floor:LVT/LVP,Tile

Other:Walk-in Closet(s),High Ceilings,Kitchen Island,2nd Kitchen,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,411

Taxes

$669

HOA

$475

Home Price

$1,050,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$210,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,410.87

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,410.87	$669.38	$475.00	$6,555.24
Yearly	$64,930.39	$8,032.50	$5,700.00	$78,662.89
Total	$1,947,911.82	$240,975.00	$171,000.00	$2,359,886.82