Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2112 Surfrider Ct, Kure Beach, NC 28449

House Description

Welcome to your dream beach retreat in Kure Beach! This stunning top floor, two bedroom, two bathroom condo in the sought after Ocean Dunes community offers sweeping panoramic ocean views and effortless coastal living. The unit has been meticulously maintained and thoughtfully updated and features renovated bathrooms completed in 2020, large windows that flood the space with natural light, hurricane shutters for added peace of mind and the rare convenience of an elevator building, making access to this top floor unit easy for owners and guests alike. In 2025, a brand new HVAC system and refrigerator were installed, providing added value and long term comfort. The open concept living and dining area is ideal for entertaining, while the well equipped kitchen makes everyday meals a breeze. The primary suite offers stunning ocean views, an en suite bathroom and generous closet space. The second bedroom is perfect for guests or additional rental flexibility. As part of the Ocean Dunes resort style community, owners and guests enjoy private beach access with outdoor showers, three outdoor pools, an indoor heated pool with a hot tub, tennis, basketball and shuffleboard courts, a newly renovated fitness center with sauna and a spacious clubhouse with rental friendly gathering spaces. Beyond the community, you are just minutes from the Kure Beach Pier, Fort Fisher Historic Site, the North Carolina Aquarium, and the Southport Ferry with Carolina Beach and Wilmington only a short drive away. Whether you are searching for a relaxing coastal escape, a second home, or a high performing investment property, this turn key condo with strong rental history is a rare opportunity to own oceanfront in one of the area's most desirable communities. Schedule your private showing today.

Highlights

Listed by Gillespie Group , 910-620-4380 and Sara E Darby , 910-520-8768 Carolina One Properties Inc. , 910-679-6565. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

20196.96 Annually

Year Built

1985

County

New Hanover

Neighborhood

Ocean Dunes

School District

New Hanover

Listing ID

100554957

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,370

Taxes

$293

HOA

$20,197

Home Price

$459,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,370.42

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,370.42	$293.24	$20,196.96	$22,860.63
Yearly	$28,445.08	$3,518.92	$242,363.52	$274,327.52
Total	$853,352.34	$105,567.71	$7,270,905.60	$8,229,825.64