Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

525 Fourth Ave S, Kure Beach, NC 28449

House Description

Welcome to a classic slice of coastal history in highly desirable Kure Beach--just two streets from the ocean and tucked into one of the most beloved small beach towns along the Carolina coast. This 1940 beach cottage offers 774 square feet of relaxed coastal living with 2 bedrooms and 1 bath, filled with vintage character and the kind of charm that makes beach homes feel like a true escape. It captures the essence of simple, unpretentious coastal living in a location where opportunities at this price point are becoming increasingly limited. For those seeking a second home, this is an easy, low-maintenance coastal getaway in a town known for its laid-back pace, natural beauty, and timeless beach atmosphere. The compact footprint keeps ownership simple--ideal for spontaneous coastal getaways, extended stays, or a convenient lock-and-leave lifestyle. At the same time, the location and character create strong flexibility for short-term rental use when not enjoyed personally. Properties this close to the ocean in Kure Beach consistently attract steady interest from vacationers seeking authentic coastal cottages with charm and personality. That dual-use potential--personal enjoyment plus supplemental rental income--adds meaningful versatility. The manageable lot helps keep maintenance and operating costs low, and with no HOA, owners enjoy added freedom and fewer restrictions--an increasingly valuable advantage in today's coastal market. Guests and owners alike will appreciate convenient proximity to area attractions including the iconic Kure Beach Pier, local dining, Fort Fisher State Historic Site, the North Carolina Aquarium at Fort Fisher, and the ferry to Southport--offering a variety of coastal experiences just minutes away. Freshly painted inside and out, this move-in-ready cottage represents a rare opportunity to own an affordable piece of Kure Beach history--whether as a cherished coastal retreat, a flexible investment, or both--in one of the most desirable and tightly held beach markets on the North Carolina coast.

Highlights

Listed by Denny J Lane , 978-835-8426 Coldwell Banker Sea Coast Advantage-CB , 910-458-4401. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.06

Year Built

1940

County

New Hanover

Neighborhood

Not In Subdivision

School District

New Hanover

Listing ID

100553931

Questions about this listing?

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Payment Breakdown

Principal Interest

$2,061

Taxes

$255

Home Price

$400,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$80,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,061.28

Principal

Taxes