Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

986 N Chavis Rd, Kittrell, NC 27544

House Description

Seller Financing Possible! •Spacious 2,440 sq. ft. home on 1.5 acres -- includes adjacent vacant lot (included in sale) •Perfect blend of country living and modern convenience •No HOA! Horses and livestock permitted under current zoning •Zoning: Home lot zoned R-20, adjoining vacant lot zoned R-30 •All-brick exterior with durable metal roof (installed 2022) •Updated oversized eat-in kitchen featuring: •Modern appliances (installed 2022, all remain) •Sleek white cabinetry, stylish backsplash, and generous counter space •Open flow into flexible living area with beautiful stone fireplace •Large multi-purpose room off the kitchen with separate outdoor entrance -- perfect for home office, studio, or hobby space •Dedicated laundry area and mudroom, washer and dryer (installed 2022) included •Painting allowance offered with acceptable offer •Outdoor highlights: •Covered carport, welcoming deck, and raised gravel patio area ideal for outdoor entertaining •Expansive yard for gardening, recreation, or small animals •Additional vacant lot offers potential for: Building a second home (subject to zoning) •Expanding privacy or creating a multi-generational setup •Easy access to US 1 for commuting convenience •USDA loan eligible for qualified buyers Seller Financing Option (terms): •$1,700/month payment •25% down payment required •Buyer provides insurance and pays property taxes •Real estate attorney-prepared contract •Buyer and seller each pay their own closing costs •Note: No closing costs with seller financing Seller Financing Possible! •Spacious 2,440 sq. ft. home on 1.5 acres -- includes adjacent vacant lot (included in sale) •Perfect blend of country living and modern convenience •No HOA! Horses and livestock permitted under current zoning •Zoning: Home lot zoned R-20, adjoining vacant lot zoned R-30 •All-brick exterior with durable metal roof (installed 2022) •Updated oversized eat-in kitchen featuring: •Modern appliances (installed 2022, all remain) •Sleek white cabinetry, stylish backsplash, and generous counter space •Open flow into flexible living area with beautiful stone fireplace •Large multi-purpose room off the kitchen with separate outdoor entrance -- perfect for home office, studio, or hobby space •Dedicated laundry area and mudroom, washer and dryer (installed 2022) included •Painting allowance offered with acceptable offer •Outdoor highlights: •Covered carport, welcoming deck, and raised gravel patio area ideal for outdoor entertaining •Expansive yard for gardening, recreation, or small animals •Additional vacant lot offers potential for: Building a second home (subject to zoning) •Expanding privacy or creating a multi-generational setup •Easy access to US 1 for commuting convenience •USDA loan eligible for qualified buyers Seller Financing Option (terms): •$1,700/month payment •25% down payment required •Buyer provides insurance and pays property taxes •Real estate attorney-prepared contract •Buyer and seller each pay their own closing costs •Note: No closing costs with seller financing

Highlights

Listed by Carol Small , 919-923-2637 Brokers United Realty , 919-572-9456. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.5

Year Built

1952

County

Vance

Neighborhood

Not in a Subdivision

Listing ID

10157916

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Dryer, Electric Range, Electric Water Heater, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:

Floor:Hardwood,Vinyl,Wood

Above Ground Sq Ft:2440

Below Ground Sq Ft:0

Other:Beamed Ceilings,Ceiling Fan(s),Crown Molding,Kitchen Island,Laminate Counters,Living/Dining Room Combination

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,489

Taxes

$17

Home Price

$289,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$57,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,489.28

Principal

Taxes