Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3097 Banks School Rd, Kinston, NC 28504

House Description

Check out this BEAUTIFUL nearly new home in Kinston on Banks School Road in the Marion Heights subdivision, featuring FOUR BEDROOMS and THREE FULL BATHS, including a DOWNSTAIRS MASTER SUITE. It boasts STAINLESS STEEL APPLIANCES, a TILE BACKSPLASH, PANTRY, and a LARGE UPSTAIRS BEDROOM with a FULL BATH and UNFINISHED WALK-IN ATTIC for FUTURE EXPANSION. The TWO-CAR GARAGE offers ADDITIONAL PARKING, and the LARGE BACKYARD provides plenty of room to enjoy. Situated on ONE ACRE, this property offers SPACE, COMFORT, and CONVENIENCE. Located near SEYMOUR JOHNSON AIR FORCE BASE, KINSTON, GOLDSBORO, RALEIGH, WILSON, and GREENVILLE, and just ONE HOUR FROM THE BEACH. Come check it out while it's still available—this VERY SOUGHT-AFTER AREA won't last long!

Highlights

Listed by Beth Hines , 919-868-6316 and Roney Pate , 919-763-6253 RE/MAX SOUTHLAND REALTY II , 919-773-0991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.13

Year Built

2024

County

Lenoir

Neighborhood

Marion Heights

Listing ID

10172637

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Oven, Electric Range, Free-Standing Electric Range, Free-Standing Range, Ice Maker, Microwave, Range, Self Cleaning Oven, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Family Room,Living Room

Floor:Carpet,Laminate,Vinyl

Above Ground Sq Ft:2030

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Master Downstairs,Separate Shower,Smart Home,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower

Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Landscaped,Private

Lot Dimensions:229 x 116 x 183 x 72 x 55 x 358

Roof:Shingle

Others:Fenced Yard,Private Yard,Rain Gutters,Covered,Front Porch,Porch,Rear Porch

Sewer:Septic Tank

Parking Features:Attached,Concrete,Covered,Driveway,Garage,Garage Door Opener,Garage Faces Front,On Site,Open,Outside,Paved

Payment Calculator

Payment Breakdown

Principal Interest

$1,803

Taxes

$196

Home Price

$349,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.11

Principal

Taxes