Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

891 Olde Charter Cir, Jefferson, NC 28640

House Description

Elegant custom home on 2+ acres designed for main-level living. The main-floor primary ensuite offers a luxurious bath with a marble shower, a Jacuzzi tub, & custom walk-in cedar closet, while the guest bedrooms & baths are privately located upstairs. A grand entry & great room feature soaring ceilings & hardwood floors. Gourmet kitchen includes Corian countertops, upgraded appliances, abundant cabinetry, & a center island ideal for entertaining. Spacious office with tray ceiling. The finished basement offers a kitchenette, home theater space, a private bedroom, & bath. Relax or entertain on the stone patio. Located in Jefferson Landing, a premier golf community with a Larry Nelson-designed Par 72 championship course. With Club Membership, enjoy a 32,000 SF clubhouse, pool with dining/bar, fitness center, pickleball & tennis courts, Riverside Park on the New River, Himalayan-style putting course, and seven par-3 practice holes. $1,000 Capital Improvement Fee paid by buyer at closing.

Highlights

Listed by Mike Martinez , 336-984-6901 North Carolina Mountain Investments, LLC , 336-990-0999. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

2.05

HOA Fee

4100

Year Built

1998

County

Ashe

Neighborhood

Jefferson Landing

Listing ID

1219691

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:2

Appliances:Gas Water Heater, Tankless Water Heater

Air Cond:Central Air,Zoned

Fireplaces:Gas Log,Living Room

Floor:Carpet,Tile,Wood

Basement:Partially Finished,Basement

Other:Kitchen Island,Wet Bar,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,689

Taxes

$827

HOA

$4,100

Home Price

$1,298,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$259,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,688.86

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,688.86	$827.47	$4,100.00	$11,616.34
Yearly	$80,266.33	$9,929.70	$49,200.00	$139,396.03
Total	$2,407,990.04	$297,891.00	$1,476,000.00	$4,181,881.04