Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

435 Oak Knoll Dr Lot 60, Jacksonville, NC 28546

House Description

New Construction in Jacksonville, NC! Welcome to Vineyard Trail, a lively, thoughtfully designed community conveniently located off Gum Brand Road. Future amenities include a sparking swimming pool, playground, and open-air pavilion. This vibrant neighborhood offers spacious single-family homes with modern finishes, open concept layouts, and smart home features - all in a peaceful setting just minutes from local shops, schools, and military bases. The Wren is a spacious two-story floor plan offering four bedrooms and three and a half bathrooms spread over 2,583 square feet - perfect for all home buyers. The heart of the home is its open concept kitchen with granite counters, stainless-steel appliances, and a generous island flowing into the dining and living areas. Upstairs, you'll find the primary bedroom suite with an attached bath and sizable walk-in closet, along with additional bedrooms and baths for family and guests. All bedrooms feature ample closet space for durability and comfort. The exterior styles of the Wren blend modern convenience with upscale living. Vineyard Trail offers the perfect blend of modern living, smart-home convenience, and community focused amenities - all in a prime Jacksonville location near it all. Don't miss your chance to own a brand-new home built with quality, value, and lifestyle in mind!

Highlights

Listed by Team D.R. Horton , 910-909-4192 D.R. Horton, Inc , 910-742-7946. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.24

HOA Fee

768 Annually

Year Built

2026

County

Onslow

Neighborhood

Vineyard Trail

School District

Onslow

Listing ID

100565372

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Disposal, Dishwasher, ENERGY STAR Qualified Appliances

Air Cond:Central Air

Fireplaces:

Floor:Vinyl

Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Solid Surface,Kitchen Island,Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,046

Taxes

$253

HOA

$768

Home Price

$396,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,398

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,045.77

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,045.77	$253.08	$768.00	$3,066.85
Yearly	$24,549.25	$3,036.97	$9,216.00	$36,802.23
Total	$736,477.63	$91,109.21	$276,480.00	$1,104,066.84