Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

496 Appalachian Trl N, Jacksonville, NC 28546

House Description

Welcome to Stateside! A Sydes exclusive new construction community, located off Gum Branch Road behind Stateside Elementary School. Stateside is approx. 16 miles to Camp Lejeune, 12 miles to New River Air Station and minutes to area schools and shopping. Community amenities include clubhouse area and community pool. Welcome to the Kayley! 3 bedroom, 2 bathroom home with approx. 1528 heated square feet. Charming exterior with easy to maintain vinyl siding, accented with stone for a classic landscape. Covered front porch is just the start to this adorable home. Open living spaces are perfect for entertaining guests and spending quality time. The 16 x 18 living room features a ceiling fan, laminate flooring, and a fireplace with a custom mantel. The open kitchen features staggered flat panel cabinets, an island, a pantry, and stainless-steel appliances to include a smooth top range, dishwasher, and a built-in microwave. The grand master bedroom is approx. 12x13 with a spacious walk-in closet that is approx. 10x5. Master bath features dual vanity, separate shower and a soaking tub. Bedrooms 2 & 3 are on the opposite side of the house giving you plenty of privacy. Outback is your open patio for all your entertaining or morning coffee. Call today! Smart Home Package included! NOTE: Floor plan renderings are similar and solely representational. Measurements, elevations, and specs may vary in final construction. Limited selections for buyer to choose. Call L/A to verify.

Highlights

Listed by Terri Alphin Smith , 910-358-1128 Terri Alphin Smith & Co , 910-565-4154. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.22

HOA Fee

375 Annually

Year Built

2026

County

Onslow

Neighborhood

Stateside

School District

Onslow

Listing ID

100588810

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,623

Taxes

$201

HOA

$375

Home Price

$315,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$63,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,623.26

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,623.26	$200.81	$375.00	$2,199.07
Yearly	$19,479.12	$2,409.75	$4,500.00	$26,388.87
Total	$584,373.55	$72,292.50	$135,000.00	$791,666.05