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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1009 Onotoa Dr , Indian Trail, NC 28079
$460,000
Est. Payment: $2,370.47/mo
5 Bed
4 Bath
2544 Sqft
Status: active | Days on site: 78
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Price reduction on this beautiful home! This stunning waterfront home with a rare double primary suite layout offers exceptional flexibility for multi-generational living and is nestled in one of the area’s most sought-after communities, known for its beautiful tree-lined streets and resort-style amenities. From the moment you arrive, the home’s inviting curb appeal and expansive covered front porch—complete with ceiling fans—set the tone for comfort and charm. Inside, you’re welcomed by two versatile flex spaces at the front of the home, one is ideal for a home office, music room, reading lounge, or sitting area, perfectly positioned across from the formal dining room. The spacious family room features a cozy fireplace and flows over into breakfast area, creating an open layout perfect for both everyday living and entertaining. Large windows showcase breathtaking views of the backyard oasis, bringing in natural light and serene water views. The main-level primary suite is generously sized and features a tray ceiling along with an updated en-suite bath, complete with a double vanity, large walk-in shower, and linen closet. Upstairs, a second primary suite with a private full bathroom provides an ideal setup for guests or extended family. You’ll also find two additional bedrooms and an oversized fifth bedroom or bonus room—perfect for a media room, playroom, or fitness space. Step outside to your private backyard retreat, where an extended patio with a retractable awning invites you to relax or entertain while enjoying peaceful views of the pond and its elegant fountain—a truly rare and tranquil setting. This exceptional community enhances your lifestyle with multiple stocked ponds, a community pool, park, and ball courts—all surrounded by picturesque scenery. Conveniently located in Indian Trail in Union County, this home offers great Union County Schools and easy access to shopping, dining, and easy access to both the Monroe Bypass and I485, combining peaceful living with everyday convenience.

Highlights

Listed by Tracy Anderson , 704-219-0290 and Nicki Dembek , 704-219-0290 Cross Keys LLC , 980-999-0534. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

635 Annually

Year Built

2000

County

Union

Neighborhood

Bent Creek

Listing ID

4358436

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Great Room,Other - See Remarks
Floor:Carpet,Vinyl
Above Ground Sq Ft:2544
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Pantry,Walk-In Closet(s),Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Cleared,Wooded,Views,Waterfront,Other - See Remarks
Lot Dimensions:Per Tax Records
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$2,370
Taxes
$293
HOA
$635

Home Price

$460,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,370.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,370.47 $293.25 $635.00 $3,298.72
Yearly $28,445.70 $3,519.00 $7,620.00 $39,584.70
Total $853,370.89 $105,570.00 $228,600.00 $1,187,540.89

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Indian Trail, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

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