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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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109 Ocean Bluff Dr , Indian Beach, NC 28512
$1,980,000
Est. Payment: $10,203.35/mo
6 Bed
6 Bath
4253 Sqft
Status: pending | Days on site: 78
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to your dream beach escape--where refined luxury meets effortless coastal living. This stunning 6-bedroom, 5-full bathroom, 1 half bathroom, ocean-view home is just steps from the beach. Located in an exclusive gated community with private beach access, offering breathtaking views, and premium finishes, this sandcastle comes fully furnished for move-in-ready convenience. Step inside to discover a bright, open-concept layout designed by Vinyet Architecture featuring a reverse floor plan which positions the main living space and gourmet kitchen perfectly for premium views, conveniently accessible via a hydraulic elevator servicing all floors. The top-floor hub for entertainment and relaxation is anchored by a gas fireplace with shiplap accenting for year-round comfort. The gourmet kitchen features commercial-grade GE Profile appliances including a large 48'' Monogram refrigerator and freezer, 36'' gas cooktop, double wall ovens, sleek quartz countertops, ample cabinetry, and an oversized island perfect for family gatherings and hosting. Adding to the home's thoughtful layout and design is engineered hardwood oak flooring throughout main living areas, and LVP on the ground floor for no stress with wet and sandy feet. It boasts 6 generous bedrooms (two primary suites with walk-in closets), offering comfort and privacy for family and guests alike. This home is built for making memories including a recreation room with a billiards table and wet bar for effortless enjoyment. Experience outdoor coastal living at its finest while relaxing by the heated saltwater pool and hot tub, or on one of the properties' three expansive decks - each offering their own coastal views. Whether you're seeking a high-end primary residence, a luxurious second home, or a premium investment property with proven rental history (>100k on the books for 2026!), this residence delivers on every level--location, design, lifestyle, and income.

Highlights

Listed by Jordan P Smith , 252-367-1832 Smith Realty Group , 252-367-1832. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

2417 Annually

Year Built

2023

County

Carteret

Neighborhood

Ocean Bluff

Listing ID

100570284

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Mini Refrigerator, Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Gas Log
Floor:LVT/LVP,Tile,Wood,See Remarks
Other:Sound System,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Pantry,Reverse Floor Plan,Walk-in Shower,Wet Bar,Blinds/Shades,Built-in Features,Gas Log,Smart Thermostat,Walk-In Closet(s),Wired for Data
Other:Public

Exterior Features

Lot:Deeded Beach Access,Ocean Side,Landscaped,Fencing: Back Yard
Lot Dimensions:81x124x75x124
Garage Capacity:3
Zoning:PUD
Roof:Metal
Others:Outdoor Shower,Irrigation System,Cluster Mailboxes,DP50 Windows,Gas Log,Outdoor Grill,Thermal Doors,See Remarks
Parking Features:Additional Parking,Concrete,Garage,Has Garage
Principal Interest
$10,203
Taxes
$1,262
HOA
$2,417

Home Price

$1,980,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$396,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,203.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,203.35 $1,262.25 $2,417.00 $13,882.60
Yearly $122,440.17 $15,147.00 $29,004.00 $166,591.17
Total $3,673,205.14 $454,410.00 $870,120.00 $4,997,735.14

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Indian Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T17:48:09.000Z

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