Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

16914 Hampton Trace Rd, Huntersville, NC 28078

House Description

Some homes just make everyday life easier, and this Hampton Ridge home is one of them. Start your morning with coffee on the covered back porch, enjoy dinner on the custom patio, or spend a quiet evening relaxing in the large, fenced backyard. Inside, 2,661 square feet 4 bedroom 2 ½ bath, 4th bedroom could be bonus / flex space upstairs. We are counting the additional flex space as a closet. Home provides plenty of room to gather, work from home, entertain, and simply spread out. The main level features a welcoming front flex room, formal dining room, and a comfortable great room centered around a gas fireplace with herringbone tile and shiplap detail. Rich hardwood floors bring warmth to the main living areas. The kitchen offers granite countertops, a tile backsplash, under cabinet lighting, stainless steel appliances, and abundant natural wood cabinetry. It connects easily to the breakfast area, dining room, and outdoor living spaces, making it well suited for both everyday meals and entertaining. Upstairs, the spacious primary suite includes a tray ceiling, walk-in closet, and private bath. Two additional bedrooms provide comfortable space for family or guests. The oversized bonus and media room includes a smaller adjoining flex room that could be used as a closet, office, hobby room, or additional storage. This space offers the flexibility of a possible fourth bedroom, guest retreat, playroom, home gym, or media room, depending on your needs. A new upstairs HVAC system provides added peace of mind. Outside, mature landscaping, an attached two-car garage, covered rear porch, custom patio, and fenced backyard create a setting that is ready to enjoy. Hampton Ridge offers a community pool, walking trails, and sidewalks in a convenient Huntersville location within 5-10 minutes near Sam Furr Road shopping, I-77, Birkdale Village, Northcross shopping and dining, recreation, and the Lake Norman lifestyle. This is the kind of home where busy weekdays feel more manageable, and weekends can be spent close to everything you enjoy.

Highlights

Listed by Michele Weaver , 704-903-8294 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

532 Annually

Year Built

1998

County

Mecklenburg

Neighborhood

Hampton Ridge

Listing ID

4405129

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas,Gas Log,Living Room

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:2661

Below Ground Sq Ft:0

Other:Cable Prewire,Garden Tub,Pantry,Walk-In Closet(s),Has Fireplace

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,989

Taxes

$370

HOA

$532

Home Price

$580,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$116,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,988.86

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,988.86	$369.75	$532.00	$3,890.61
Yearly	$35,866.31	$4,437.00	$6,384.00	$46,687.31
Total	$1,075,989.38	$133,110.00	$191,520.00	$1,400,619.38