Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

440 Elgin Rd, Hubert, NC 28539

House Description

Welcome to 440 Elgin Court, set back in the sought after pool-community, Highlands at Queens Creek. The home is an oasis, sitting on nearly an acre, with pear, peach, persimmons, magnolia trees and much more! The framework is set for what could become a thriving garden again; multiple raised beds, blueberry bushes, grapes, and a small pond are currently in place and ready to be expanded upon. Inside the home, you'll love the open floor plan, crown molding, cordless blinds, and LVP flooring. The kitchen features granite countertops, a large island, kitchen sink overlooking the land, and beautiful greek-style backsplash. Upstairs are three roomy bedrooms & a large bonus room. Enjoy the benefits of No City Taxes, while being minutes from Camp Lejeune, area beaches, and the quaint coastal city of Swansboro. Driving distance to- 172 Gate: 12 minutes, Piney Green Gate: 15 minutes, Main Gate: 18 minutes, Downtown Swansboro: 20 minutes, Emerald Isle: 24 minutes, Western Blvd: 20 minutes

Highlights

Listed by Tracey Loughner , 248-259-7197 Coldwell Banker Sea Coast Advantage Rlty , 910-328-5626. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.92

HOA Fee

780 Annually

Year Built

2020

County

Onslow

Neighborhood

Highlands at Queens Creek

School District

Onslow

Listing ID

100580759

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Refrigerator

Air Cond:Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet,Vinyl

Other:Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,777

Taxes

$220

HOA

$780

Home Price

$344,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$68,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,777.34

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,777.34	$219.87	$780.00	$2,777.21
Yearly	$21,328.09	$2,638.49	$9,360.00	$33,326.57
Total	$639,842.65	$79,154.55	$280,800.00	$999,797.20