Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

400 Garland Shores Dr, Hubert, NC 28539

House Description

Welcome to Garland Shores, a gated waterfront community where comfort and coastal living come together beautifully. This stunning 3-bedroom, 2.5-bathroom end-unit townhome spans three stories and offers everything you've been searching for--and more. Enjoy the convenience of a private elevator servicing all three floors, along with a spacious two-car garage. Each level features its own deck, providing peaceful views of Parrot Swamp Creek as it flows into Queens Creek--perfect for relaxing mornings or unwinding at sunset. For those who love life on the water, this property offers the potential to add a private dock, making your waterfront dreams a reality. Inside, the kitchen shines with modern upgrades, including quartz countertops and appliances that are less than a year old. Garland Shores enhances your lifestyle with fantastic community amenities, including a swimming pool, kayak launch, and a shared dock ideal for fishing or simply soaking in the serene surroundings. Schedule your private showing today and make this exceptional home yours!

Highlights

Listed by Gayle R Riggs , 910-389-0839 Hurst Realty LLC , 910-326-5784. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.84

HOA Fee

900 Annually

Year Built

2013

County

Onslow

Neighborhood

Garland Shores Townhomes

School District

Onslow

Listing ID

100568824

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Vinyl

Other:Walk-in Closet(s),High Ceilings,Ceiling Fan(s),Elevator,Blinds/Shades,Walk-In Closet(s)

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$1,906

Taxes

$236

HOA

$900

Home Price

$369,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$73,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,906.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,906.17	$235.81	$900.00	$3,041.98
Yearly	$22,874.05	$2,829.74	$10,800.00	$36,503.79
Total	$686,221.51	$84,892.05	$324,000.00	$1,095,113.56