Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

405 Silverstone Pl, Hubert, NC 28539

House Description

Welcome to 405 Silverstone Place in Hubert, NC, a beautifully maintained 2023-built home offering the perfect blend of modern style, functional living, and thoughtful upgrades. Situated on a spacious 0.39-acre cul-de-sac lot in the desirable Cotton Hill community, this 3-bedroom, 2.5-bath home with a versatile bonus room provides approximately 1,715 heated square feet of comfortable living space. Step inside to an inviting open-concept layout where the living room flows seamlessly into the kitchen and dining area, creating an ideal space for entertaining or everyday living. The kitchen features ample cabinetry, a pantry, and a new Bosch dishwasher (2026). Upstairs, the spacious primary suite offers a walk-in closet and private ensuite bath, while two additional bedrooms and a bonus room provide flexible space for a home office, playroom, or guest retreat. The floor plan is designed for both functionality and privacy. This home has been meticulously cared for and includes numerous upgrades, including an insulated garage door, gutters, storm doors, blinds throughout, upgraded rain shower heads, custom shelving above each toilet, and beautifully maintained landscaping. Built in 2023 and occupied by the original owners, it offers the peace of mind that comes with newer construction and modern systems. Conveniently located near Camp Lejeune, Historic Swansboro, Emerald Isle beaches, local schools, shopping, and dining, this Hubert home offers an easy commute while providing the tranquility of a neighborhood setting. If you're searching for a move-in ready home in Hubert, NC, this one is ready to impress.

Highlights

Listed by Haley Taylor , 757-672-7719 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.39

HOA Fee

200 Annually

Year Built

2023

County

Onslow

Neighborhood

Cotton Hill

School District

Onslow

Listing ID

100585479

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer

Air Cond:Central Air

Fireplaces:

Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,737

Taxes

$215

HOA

$200

Home Price

$337,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$67,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,736.63

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,736.63	$214.84	$200.00	$2,151.47
Yearly	$20,839.56	$2,578.05	$2,400.00	$25,817.61
Total	$625,186.94	$77,341.50	$72,000.00	$774,528.44