Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

6716 Stepherly Way, Holly Springs, NC 27540

House Description

Pro photos coming today.Beautifully crafted custom home on a picturesque .89 acre lot, in a private community. 4000 square feet of thoughtfully designed living space, just five minutes from downtown Holly Springs. This exceptional home features a flexible floor plan with three bedrooms on the main level, while the formal dining room serves as a private home office with french doors. Entertain guests on game night. The media room and massive recreation room complete with a full bar and ample room for multiple TVs is perfect. An additional room provides the perfect option for a fourth bedroom, guest suite, or office. A secret room, opens behind the bookshelf, hidden away.The recently renovated kitchen shines with elegant quartz countertops and all new kitchen appliances, complemented by solid hardwood floors. Exceptional craftsmanship throughout. Designed for both relaxing and entertaining, the home offers a screened deck, adjoining grilling deck, and a fenced backyard with a beautiful wooded view, creating a private, peaceful setting. Additional highlights include an oversized garage, extended driveway with plenty of additional parking, and an encapsulated crawl space. Recent improvements include a new roof in 2025, HVAC system in 2024, exterior paint in 2025, fresh interior paint, new carpet, and a septic system pumped in 2025. With wooded views, extended driveway, and spacious entertaining areas, this home offers a private, peaceful setting with room to gather. Commute, I540>8 Mi. RDU >28 Mi. The best retaurants in Holly Springs> 5mi. Sounds like home.

Highlights

Listed by Michelle Lynn Stephenson , 919-522-4450 Keller Williams Legacy , 919-439-2105. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.89

HOA Fee

300 Annually

Year Built

2009

County

Wake

Neighborhood

Whitetail Farm

Listing ID

10183409

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Gas Cooktop, Microwave, Oven, Wine Refrigerator

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:Family Room

Floor:Carpet,Ceramic Tile,Hardwood

Above Ground Sq Ft:4000

Below Ground Sq Ft:0

Other:Bar,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Kitchen/Dining Room Combination,Open Floorplan,Master Downstairs,Quartz Counters,Walk-In Shower,Wired for Data,Bonus Room,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,865

Taxes

$400

HOA

$300

Home Price

$750,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$150,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,864.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,864.90	$399.95	$300.00	$4,564.85
Yearly	$46,378.85	$4,799.36	$3,600.00	$54,778.21
Total	$1,391,365.58	$143,980.80	$108,000.00	$1,643,346.38