Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Utley Bluffs Court Home Site 195, Holly Springs, NC 27540

House Description

Under construction and ready for Fall 2026 completion! Situated on a beautiful homesite backing to mature hardwood trees, this stunning one-story Tahoma plan offers the perfect blend of luxury, comfort, and flexible living spaces. An inviting foyer and spacious flex room flow seamlessly into the expansive great room featuring a gorgeous fireplace and access to the large rear covered patio with gas line for outdoor entertaining. The expertly designed kitchen overlooks the casual dining area and includes a large center island with breakfast bar, a Butler's Pantry, abundant cabinet and counter space, and a generous walk-in pantry. Situated on a beautiful homesite backing to mature hardwood trees, this stunning one-story Tahoma plan offers the perfect blend of luxury, comfort, and flexible living spaces. An inviting foyer and spacious flex room flow seamlessly into the expansive great room featuring a gorgeous 42'' Caliber fireplace and access to the large rear patio with gas line for outdoor entertaining. The expertly designed kitchen overlooks the casual dining area and includes a large center island with breakfast bar, alternate island configuration, Butler's Pantry, abundant cabinet and counter space, and a generous walk-in pantry. The elegant primary suite features a spacious walk-in closet and a beautifully upgraded bath with dual vanities, alternate luxe shower, handheld shower with slidebar, linen storage, and private water closet. Secondary bedrooms are generously sized, with one offering a private bath and another with upgraded tile surround and shower. Additional highlights include Contemporary Trim Package III, Rinnai tankless water heater, laundry room utility sink, additional entry at laundry room, convenient everyday entry, and abundant storage throughout.

Highlights

Listed by Ann Williams , 919-605-7409 and Jessica Arrington , 813-597-9711 Toll Brothers, Inc. , 919-321-4800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

275 Monthly

Year Built

2026

County

Wake

Neighborhood

Regency at Holly Springs

Listing ID

10165667

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$4,767

Taxes

$657

HOA

$275

Home Price

$925,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$185,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,766.72

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,766.72	$657.43	$275.00	$5,699.15
Yearly	$57,200.59	$7,889.16	$3,300.00	$68,389.75
Total	$1,716,017.55	$236,674.80	$99,000.00	$2,051,692.35