Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Tree Hill Ln, Holly Springs, NC 27540

House Description

Modern east-facing carriage home in sought-after Hensley featuring an open-concept design, engineered hardwood floors, abundant natural light, and a private home office. The spacious family room offers a gas fireplace with custom built-ins and flows seamlessly into the chef's kitchen with quartz countertops, two-tone cabinetry, a large island, farmhouse sink, gas cooktop, wall ovens, and walk-in pantry. Upstairs, the luxurious primary suite showcases a tray ceiling, custom built-ins, spa-inspired bath with soaking tub and glass-enclosed shower, and a large walk-in closet. A versatile loft, two secondary bedrooms with walk-in closets, full bath, laundry room, and flexible bonus space provide room to live, work, and play. Enjoy a covered back porch overlooking a private backyard, plus an epoxy-coated garage floor, outdoor storage, custom lighting, and beautifully landscaped grounds. HOA-maintained lawn care and exterior maintenance offer low-maintenance living. Conveniently located just one mile from NC-55 with easy access to parks, greenways, local dining, breweries, shopping, entertainment, and Raleigh-Durham International Airport.

Highlights

Listed by Erica Anderson , 919-610-5126 and Melody Brooks , 919-667-5057 Team Anderson Realty , 919-610-5126. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.08

HOA Fee

598 Quarterly

Year Built

2019

County

Wake

Neighborhood

Hensley

Listing ID

10164315

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Oven

Air Cond:Ceiling Fan(s),Central Air,Electric,Zoned

Fireplaces:Family Room

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:2646

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Bookcases,Built-in Features,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Exterior Features

Lot:Back Yard,Cleared,Front Yard,Garden,Interior Lot,Landscaped

Lot Dimensions:39 x 95 x 39 x 95

Zoning:NR

Roof:Shingle

Others:Fenced Yard,Rain Gutters,Covered,Rear Porch

Sewer:Public Sewer

Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Inside Entrance

Payment Calculator

Payment Breakdown

Principal Interest

$2,782

Taxes

$383

HOA

$598

Home Price

$539,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$107,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,782.22

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,782.22	$382.65	$598.00	$3,762.86
Yearly	$33,386.59	$4,591.76	$7,176.00	$45,154.35
Total	$1,001,597.70	$137,752.80	$215,280.00	$1,354,630.50