Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5720 Lumiere St, Holly Springs, NC 27540

House Description

$7500 BUYER INCENTIVE if under contract prior to 08/15th! Use as you choose, buy the rate down, lower the price, or closing costs covered! Beautiful Home in Sought-After Avocet with 3rd Floor Suite! Welcome to this spacious 4-bedroom, 3.5-bath home in the popular Avocet subdivision, complete with a charming front porch and versatile third-floor bonus or teen suite. The main level features a flexible formal dining room or office with French doors, along with an open-concept layout perfect for everyday living. The kitchen is equipped with stainless steel appliances, granite countertops, upscale cabinetry, and tile backsplash, and opens to a bright breakfast area and oversized family room with built-in storage. A convenient mudroom and half bath complete the main floor. Upstairs, the primary suite offers a private retreat with dual vanities, an oversized walk-in shower, soaking tub, and a large walk-in closet. Three additional guest bedrooms and a full bath provide plenty of space for family or guests. The third floor features a large bonus room or potential 5th bedroom with a full bath and walk-in storage, offering incredible flexibility. Enjoy peace of mind with major updates already completed, including roof (2024), HVAC (2021), and Furnace( 2025) replacements. The Avocet community offers fantastic amenities including a pool, nature trail, pond w/dock, soccer field, and playground. A wonderful opportunity to own a spacious home in a vibrant and convenient location!

Highlights

Listed by Mary Kromenhoek , 919-244-7343 and Jay Kromenhoek , 919-244-7114 Coldwell Banker HPW , 919-516-9477. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.22

HOA Fee

90 Monthly

Year Built

2015

County

Wake

Neighborhood

Avocet

Listing ID

10154073

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Dryer, Electric Range, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Ice Maker, Microwave, Range, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Softener

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room,Gas Log

Floor:Carpet,Hardwood,Tile,Wood

Above Ground Sq Ft:3067

Below Ground Sq Ft:0

Other:Bookcases,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Recessed Lighting,Separate Shower,Soaking Tub,Stone Counters,Walk-In Closet(s),Walk-In Shower,Bonus Room,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,015

Taxes

$313

HOA

$90

Home Price

$585,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$117,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,014.63

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,014.63	$313.36	$90.00	$3,417.99
Yearly	$36,175.51	$3,760.33	$1,080.00	$41,015.84
Total	$1,085,265.16	$112,809.90	$32,400.00	$1,230,475.06