Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

329 Commons Dr, Holly Springs, NC 27540

House Description

This two bedroom 2 and 1/2 bath townhome is move-in ready! Featuring a BRAND NEW HVAC (4 months old) Upstairs LVP, carpeted stairs and dishwasher all recently replaced! Arbor Creek offers outstanding amenities, including a community pool, 3 neighborhood parks, and an active HOA that hosts family-friendly events throughout the year (including a swim team). Conveniently located near shopping, dining, and parks, it also has direct access to the public greenway - ideal for walking, biking, or enjoying the outdoors! The home is currently assigned to highly regarded Wake County schools and is currently slated for the brand-new Felton Grove High School. Priced to allow it's new owner to customize to their own style while enjoying an amazing community!

Highlights

Listed by Chelsey Ginger Gates , 704-254-4363 and Jason Gates , 919-670-2528 Coldwell Banker HPW , 919-467-1882. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.02

HOA Fee

42 Monthly

Year Built

1999

County

Wake

Neighborhood

Arbor Creek

Listing ID

10180716

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1153

Below Ground Sq Ft:0

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,402

Taxes

$187

HOA

$42

Home Price

$272,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$54,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,401.67

Principal

Taxes

HOA