Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Bella Pl, Holly Springs, NC 27540

House Description

New Price! Move-in ready end-unit townhome in Holly Springs featuring fresh interior paint, professional cleaning, and immediate occupancy. This well-maintained 3BR/2.5BA home offers a bright, comfortable floor plan with a spacious primary suite featuring a walk-in closet, granite countertops, stainless steel appliances, abundant natural light, and an expanded 13' x 7' patio finished with Ashland stone pavers; perfect for relaxing or entertaining. The washer and dryer convey, and a new water heater was installed in May 2025. Additional features include AT&T Fiber pre-wiring, CPI security system infrastructure, and HVAC UV germicidal lamps. Conveniently located just minutes from Apex, NC-55, I-540, and US-1, with easy access to Bass Lake Park, Holly Springs Towne Center, North Main Athletic Complex, and the town's extensive greenway system. HOA dues include landscaping, lawn care, and exterior maintenance for low-maintenance living. Vacant and ready for immediate showings. Equal Housing Opportunity.

Highlights

Listed by Bernard Goodrich , 832-671-1827 Navigate Realty , 919-873-3000. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

118.95 Monthly

Year Built

2016

County

Wake

Neighborhood

Arbor Creek

Listing ID

10169395

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Free-Standing Electric Oven, Free-Standing Electric Range, Free-Standing Freezer, Free-Standing Refrigerator, Freezer, Gas Water Heater, Ice Maker, Microwave, Oven, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Gas,Separate Meters,Whole House Fan,Zoned

Fireplaces:

Floor:Carpet,Vinyl,Wood

Above Ground Sq Ft:1671

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Room Over Garage,Separate Shower,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,721

Taxes

$247

HOA

$119

Home Price

$334,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$66,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,721.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,721.17	$246.59	$118.95	$2,086.71
Yearly	$20,654.05	$2,959.07	$1,427.40	$25,040.52
Total	$619,621.47	$88,772.10	$42,822.00	$751,215.57